CCertihomes
123 W Church Street, Milltown, NJ 08850

$460,000

3 beds 1 baths Built 19183 days on marketActive

About this home

Beautifully maintained 3-bedroom, 1-bath Colonial with gorgeous curb appeal on a desirable corner lot. This inviting home features an enclosed front porch, living room, formal dining room, and a kitchen with all appliances included. Upstairs, you'll find three bedrooms and a full bath. The full basement offers plenty of storage. Enjoy outdoor living in the fully fenced backyard backing directly to a park, complete with a large paver patio perfect for entertaining, relaxing, or play. Major updates include the windows, front door, siding, and roof, all approximately 6 years old. Conveniently located near major highways including the NJ Turnpike and Route 1, as well as shopping, dining, and Rutgers University. A perfect blend of charm, location, and value!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,618/mo

Real estate (PITI + HOA + PMI)
$4,320
Principal + interest$2,963
Property tax + insurance$1,184
PMI / 2nd mortgage$173
Utilities
$548
Heating + cooling$146
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$140
$4,618/mo TLC
Budget$5,118/mo
Remaining after TLC$500/mo
Purchase price
$460,000
Down payment
$23,000 (5%)
Loan amount
$437,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
1918
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air, Window Unit(s), Attic Fan
Water
Public
HOA
Annual tax
$8,578
MLS #
2617754R
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
Self Cleaning OvenDishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
BlindsFirealarmShades-ExistingKitchenLiving RoomOther Room(s)Dining Room3 BedroomsAtticBath Full
Exterior
PatioScreen/Storm WindowFencing/WallStorage Shed
Parking
Concrete2 Cars Deep
Patio & porch
Patio
Pool
None
Kitchen
Galley Type
Dining
Living Dining Combo
Security
Fire Alarm
Flooring
Carpet, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Backs to Park Land, Corner Lot

Neighborhood — 08850

MetricThis ZIPCountyUSA
Population7,7428,832,837299,088,112
Population Change Since19902.00%14.00%20.00%
Population Density2,6211,137
Male3,7484,307,827147,432,321
Female3,9944,525,010151,655,844
Never Married1,6171,965,81163,775,926
Married3,6253,647,435123,120,365
Separated145391,23912,639,686
Widowed441515,17215,467,586
Divorced429529,39323,075,029
Number Of House Hold2,8863,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age39.8437.1535.46
Median House Hold Income$80,661$63,392$48,276
Average House Hold Income$90,327$83,312$63,629
P C I$33,672$30,662$24,529
M D I$64,555$52,505$41,133
A T H E$65,785$61,369$50,898
S T R7.00%7.00%
W C J81.20%81.02%77.74%
(Zip) Code
8850

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/19/2026. Provided courtesy of RE/MAX REVOLUTION via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.