CCertihomes
20 S Midland Avenue S #C4, Kearny, NJ 07032

$454,900

2 beds 2 baths 1,237 sqft Built 19940 days on marketActive

About this home

Welcome to this beautifully maintained 2-bedroom condo in the highly desirable Arlington Ridge community. This home features soaring high ceilings and an open-concept layout connecting the kitchen, dining, and living areas. Kitchen has many extras like quartz countertops and a brand new oven. The living room opens directly to a private balcony, creating the perfect space to enjoy your morning coffee or unwind outdoors. The main living area is filled with tons of natural sunlight. The second floor offers a convenient laundry area located near the bedrooms, along with generous closet space and additional storage. There is a private (heated) garage that's been finished as a bonus gathering space. Plus, an additional parking space right behind that!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,502/mo

Real estate (PITI + HOA + PMI)
$4,177
Principal + interest$2,930
Property tax + insurance$1,076
PMI / 2nd mortgage$171
Utilities
$482
Heating + cooling$79
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$151
Car insurance + maintenance$151
Other (entertainment)
$158
$4,502/mo TLC
Budget$5,002/mo
Remaining after TLC$500/mo
Purchase price
$454,900
Down payment
$22,745 (5%)
Loan amount
$432,155
APR
7.19%

Quick facts

Type
Townhouse, Condo/TH
Style
Middle Unit, Townhouse, Two Story
Year built
1994
Lot size
0.0121 ac
Stories
2
Heating
Zoned, Central, Forced Air
Cooling
Central Air, Zoned
Water
Public
HOA
Annual tax
$7,431
MLS #
2617767R
County
Hudson

At a glance

Air conditioning
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
Dry BarFirealarmVaulted Ceiling(s)Entrance FoyerKitchenBath HalfLiving RoomDining RoomFamily Room2 BedroomsLaundry RoomBath FullUtility RoomNoneOther Room(s)
Exterior
BarbecueOpen Porch(es)Deck
Parking
Attached Carport1 Car WidthGarageBuilt-In GarageGarage Door OpenerPaved
Patio & porch
PorchDeck
Pool
None
Kitchen
Breakfast Bar
Dining
Living Dining Combo
Master bedroom
Walk-In Closet(s)
Security
Fire Alarm
Flooring
Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Near Shopping, Near Train, Near Public Transit

Neighborhood — 07032

MetricThis ZIPCountyUSA
Population37,4738,832,837299,088,112
Population Change Since199010.00%14.00%20.00%
Population Density4,0361,137
Male19,4664,307,827147,432,321
Female18,0084,525,010151,655,844
Never Married10,1181,965,81163,775,926
Married14,0393,647,435123,120,365
Separated2,208391,23912,639,686
Widowed2,012515,17215,467,586
Divorced2,160529,39323,075,029
Number Of House Hold12,3783,167,345111,826,380
Average House Hold Size2.822.732.60
Medial Age35.9637.1535.46
Median House Hold Income$54,590$63,392$48,276
Average House Hold Income$66,101$83,312$63,629
P C I$25,475$30,662$24,529
M D I$45,969$52,505$41,133
A T H E$52,812$61,369$50,898
S T R7.00%7.00%
W C J75.50%81.02%77.74%
(Zip) Code
7032

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/17/2026. Provided courtesy of CENTURY 21 HERBERTSVILLE REAL ESTATE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

20 S Midland Avenue S #C4 · Kearny — $454,900 · Certihomes