CCertihomes
131-N Providence Way, Monroe, NJ 08831

$175,000

2 beds 1 baths Built 197014 days on marketActive

About this home

Enjoy the lifestyle that makes Rossmoor so popular in this 2-bedroom, 1-bath upper-level condo. Filled with natural light, the home offers comfortable living space and a functional floor plan with room to make it your own. The second bedroom provides flexibility for guests, a home office, or hobbies. Well maintained and ready for your personal touches, this home presents an excellent opportunity to enjoy affordable, low-maintenance living in one of Monroe's premier 55+ gated communities. Residents enjoy access to a clubhouse, golf course, fitness center, swimming pool, and a variety of clubs and activities. Conveniently located near shopping, dining, and major roadways, this home offers both comfort and convenience.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$1,876/mo

Real estate (PITI + HOA + PMI)
$1,531
Principal + interest$1,127
Property tax + insurance$338
PMI / 2nd mortgage$66
Utilities
$410
Heating + cooling$68
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$1,876/mo TLC
Budget$5,000/mo
Remaining after TLC$3,124/mo
Purchase price
$175,000
Down payment
$8,750 (5%)
Loan amount
$166,250
APR
7.19%

Quick facts

Type
Condo/TH
Style
Garden Apartment Style, Colonial, Two Story
Year built
1970
Lot size
Stories
2
Heating
Baseboard Electric, Electric
Cooling
Central Air
Water
Public
HOA
Annual tax
$1,806
MLS #
2617797R
County
Middlesex

At a glance

Air conditioning
Dishwasher

Home features

Appliances
DishwasherDryerRefrigeratorRangeOvenWasherElectric Water Heater
Interior
2 BedroomsKitchenLiving RoomBath FullDining RoomNone
Community
Art/Craft FacilitiesBilliard RoomBocceClubhouseNurse on PremiseOutdoor PoolFitness CenterGame RoomGatedGolf 18 HoleSecurity PatrolShuffle BoardJog/Bike PathTennis Court(s)
Parking
NoneOn StreetCovered
Pool
Outdoor Pool
Kitchen
Not Eat-in Kitchen
Dining
Living Dining Combo
Security
Security GateSecurity Guard
Flooring
See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

See Remarks, Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/18/2026. Provided courtesy of MONROE HOME SALES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.