Closed$399,000
TLC ≈ $3,373/mo
2 2 928 sqft
684 Colgate Avenue, Perth Amboy, NJ 08861
251 church Street, South Amboy, NJ 08879
$519,900
2 beds 2 baths 1,400 sqft Built 19140 days on marketActive
About this home
Like-New, Luxury-Filled 2 Bed 2 Bath with a huge loft that can be 3rd bedroom Total Renovation Done Right! Welcome to the home that turns heads and checks every box. This gorgeously renovated stunner combines modern design, top-tier finishes, and total peace of mind all in one move-in-ready package. Step onto the brand-new front deck and into a space that feels fresh, open, and full of natural light. The first floor features stylish, durable designer tile flooring, leading into a sleek chef's kitchen with quartz countertops, elegant hardware, and high-end cabinetry that makes every detail shine. The bathrooms? Pure luxury featuring designer tile, custom vanities, and upscale fixtures that feel straight out of a five-star hotel. Everything's been done for you: ? Brand-new windows ? New siding + new roof ? High-efficiency HVAC system ? Total cosmetic and mechanical upgrade No shortcuts. No guessing. Just flawless execution. Location? Unbeatable. You're in a desirable waterfront city with low taxes, close to all major public transportation to NYC, including the train, express bus, and ferry. Plus, a brand-new ferry terminal is under construction, making your commute even easier and more valuable. If you're looking for a stylish, low maintenance home that delivers sophistication, comfort, and convenience this is the one. But don't wait homes like this don't last long. Schedule your showing today!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,810/mo
- Real estate (PITI + HOA + PMI)
- $4,592
- Utilities
- $443
- Transportation
- $120
- Other (entertainment)
- $143
Principal + interest$3,349
Property tax + insurance$1,048
PMI / 2nd mortgage$195
Heating + cooling$92
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$120
Budget$5,310/mo
Remaining after TLC$500/mo
Purchase price
$519,900
Down payment
$25,995 (5%)
Loan amount
$493,905
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Colonial
Year built
1914
Lot size
—
Stories
4
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$6,315
MLS #
2617885R
County
Middlesex
At a glance
Air conditioning
Basement
Dishwasher
Home features
Appliances
DishwasherGas Range/OvenRefrigeratorRangeGas Water Heater
Interior
KitchenBath HalfDining RoomFamily Room1 Bedroom2 BedroomsBath FullGreat RoomOther Room(s)
Exterior
Open Porch(es)
Parking
None
Patio & porch
Porch
Kitchen
Granite/Corian Countertops
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, Private
Neighborhood — 08879
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 16,152 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 4.00% | 14.00% | 20.00% |
| Population Density | 1,939 | 1,137 | — |
| Male | 8,032 | 4,307,827 | 147,432,321 |
| Female | 8,121 | 4,525,010 | 151,655,844 |
| Never Married | 3,609 | 1,965,811 | 63,775,926 |
| Married | 6,492 | 3,647,435 | 123,120,365 |
| Separated | 552 | 391,239 | 12,639,686 |
| Widowed | 1,045 | 515,172 | 15,467,586 |
| Divorced | 1,224 | 529,393 | 23,075,029 |
| Number Of House Hold | 5,981 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.68 | 2.73 | 2.60 |
| Medial Age | 37.11 | 37.15 | 35.46 |
| Median House Hold Income | $60,229 | $63,392 | $48,276 |
| Average House Hold Income | $68,862 | $83,312 | $63,629 |
| P C I | $25,517 | $30,662 | $24,529 |
| M D I | $49,839 | $52,505 | $41,133 |
| A T H E | $54,454 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 81.61% | 81.02% | 77.74% |
(Zip) Code
8879
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 6/19/2026. Provided courtesy of NATIONWIDE HOMES REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.