CCertihomes
1 Rutland Lane #F, Monroe, NJ 08831

$299,500

2 beds 2 baths 1,296 sqft Built 19890 days on marketActive

About this home

If you love light and an airy, open layout, this beautifully maintained two bedroom, two bathroom second-floor condo is for you. From the moment you enter, vaulted ceilings and abundant natural light create a bright, inviting atmosphere that flows throughout the home. Sunlight fills the kitchen in the morning, moves through the guest room/office, and sets warmly in the living room. This move-in-ready home has been professionally cleaned, including carpets. The kitchen features GE Profile stainless steel appliances, a double oven range, and a Fisher & Paykel double-drawer dishwasher. Additional highlights include central air, gas fireplace, and a full-size washer and dryer. The primary suite offers two closets and a remodeled bath with dual shower heads and a soaking tub. An enclosed balcony/sunroom with dual access adds flexible living space. Recent updates include roof, gutters, exterior paint accents, driveway, and landscaping. The garage offers attic storage, built-in shelving, and a park-assist system. Safety features include gated community with 24-hour guard desk, monitored smoke/fire alarms and emergency call access, plus a 24-hour nurse nearby.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,884/mo

Real estate (PITI + HOA + PMI)
$2,589
Principal + interest$1,929
Property tax + insurance$548
PMI / 2nd mortgage$112
Utilities
$402
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$33
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,884/mo TLC
Budget$5,000/mo
Remaining after TLC$2,116/mo
Purchase price
$299,500
Down payment
$14,975 (5%)
Loan amount
$284,525
APR
7.19%

Quick facts

Type
Condo/TH
Style
Contemporary
Year built
1989
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
$648 / Monthly
Annual tax
$2,724
MLS #
2617890R
County
Middlesex

At a glance

Air conditioning
Fireplace
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanRefrigeratorWasherKitchen Exhaust FanGas Water Heater
Interior
Vaulted Ceiling(s)2 BedroomsKitchenLaundry RoomLiving RoomBath FullBath MainDining RoomNone
Exterior
Enclosed Porch(es)
Community
Art/Craft FacilitiesBilliard RoomBocceClubhouseNurse on PremiseOutdoor PoolFitness CenterGatedIndoor PoolShuffle BoardJog/Bike PathTennis Court(s)
Parking
1 Car WidthGarageDetachedOpen
Patio & porch
Enclosed
Pool
Outdoor PoolIndoor
Fireplace
Gas
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Two SinksFull Bath
Security
Security Gate
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/19/2026. Provided courtesy of HUTCHINSON HOMES REAL ESTATE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.