CCertihomes
221 W Prospect Street, South Bound Brook, NJ 08880

$350,000

2 beds 1 baths 744 sqft Built 19523 days on marketActive

About this home

Opportunity awaits in this charming 2-bedroom, 1-bath Cape Cod nestled on a quiet, tree-lined street just minutes from downtown. Full of charm, character, and great bones, this home provides the perfect opportunity for buyers looking to make it their own. Major updates include a furnace, central air conditioning system, and hot water heater, all replaced in 2020, along with newer windows and updated electrical, offering peace of mind while leaving plenty of opportunity to add your personal touches. The home also features washer and dryer hookups on both the main level and in the basement, providing added flexibility and convenience. Outside, enjoy a private, flat backyard highlighted by colorful gardens and blooming flowers, creating a peaceful setting to relax, entertain, or simply enjoy the outdoors. Whether you're a first-time buyer, investor, or someone looking for a home with future potential, this property offers exciting possibilities. The unfinished attic presents an excellent opportunity to create a third bedroom, home office, or bonus living space, while the home's layout may offer additional expansion potential for those looking to grow over time. Enjoy the best of both worlds with a peaceful neighborhood setting just minutes from downtown, shopping, dining, major highways, and the Bound Brook train station with direct service to NYC. Don't miss this opportunity to create something special in a highly desirable location.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,661/mo

Real estate (PITI + HOA + PMI)
$3,350
Principal + interest$2,255
Property tax + insurance$964
PMI / 2nd mortgage$131
Utilities
$467
Heating + cooling$79
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$3,661/mo TLC
Budget$5,000/mo
Remaining after TLC$1,339/mo
Purchase price
$350,000
Down payment
$17,500 (5%)
Loan amount
$332,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1952
Lot size
0.1951 ac
Stories
1
Heating
Central, Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,450
MLS #
2616730R
County
Somerset

At a glance

Air conditioning
Basement

Home features

Appliances
DryerElectric Range/OvenExhaust FanRefrigeratorRangeWasherKitchen Exhaust FanGas Water Heater
Interior
2 BedroomsKitchenLiving RoomBath FullAtticNone
Exterior
DeckStorage ShedYard
Parking
2 Car WidthGravelDriveway
Patio & porch
Deck
Pool
None
Kitchen
Kitchen Exhaust FanEat-in Kitchen
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08880

MetricThis ZIPCountyUSA
Population5,7548,832,837299,088,112
Population Change Since199024.00%14.00%20.00%
Population Density7,2701,137
Male2,9524,307,827147,432,321
Female2,8034,525,010151,655,844
Never Married1,4941,965,81163,775,926
Married2,1593,647,435123,120,365
Separated194391,23912,639,686
Widowed344515,17215,467,586
Divorced412529,39323,075,029
Number Of House Hold2,0623,167,345111,826,380
Average House Hold Size2.782.732.60
Medial Age36.7337.1535.46
Median House Hold Income$57,699$63,392$48,276
Average House Hold Income$68,743$83,312$63,629
P C I$25,395$30,662$24,529
M D I$48,081$52,505$41,133
A T H E$54,222$61,369$50,898
S T R7.00%7.00%
W C J78.40%81.02%77.74%
(Zip) Code
8880

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/25/2026. Provided courtesy of KELLER WILLIAMS METROPOLITAN via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.