CCertihomes
274 Raritan Street, South Amboy, NJ 08879

$499,000

4 beds 2 baths 1,664 sqft Built 195612 days on marketActive

About this home

Rare REO Opportunity in South Amboy! Don't let the exterior fool youthis home offers more space than meets the eye and is ready for its next chapter. Situated in a desirable residential neighborhood, It features a surprisingly spacious interior, solid bones, and tremendous potential for investors, contractors, or owner-occupants looking to build equity with endless possibilities. With some updating and vision, this property can truly shine. Conveniently located near the Train Station, shopping, restaurants, major highways, and the South Amboy waterfront. Sold strictly as-is. Buyer responsible for all inspections, certifications, and municipal requirements.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,949/mo

Real estate (PITI + HOA + PMI)
$4,652
Principal + interest$3,215
Property tax + insurance$1,250
PMI / 2nd mortgage$187
Utilities
$535
Heating + cooling$113
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$4,949/mo TLC
Budget$5,449/mo
Remaining after TLC$500/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Custom Home
Year built
1956
Lot size
0.1263 ac
Stories
2
Heating
Baseboard Hotwater
Cooling
None
Water
Public
HOA
Annual tax
$8,831
MLS #
2617714R
County
Middlesex

At a glance

Basement
Garage (1)

Home features

Appliances
Gas Water Heater
Interior
2 BedroomsKitchenLiving RoomBath FullDenDining RoomNone
Exterior
Fencing/Wall
Parking
1 Car WidthConcreteGarageAttachedDriveway
Kitchen
PantryEat-in Kitchen
Dining
Living Dining Combo
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/24/2026. Provided courtesy of YOUR TOWN REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

274 Raritan Street · South Amboy — $499,000 · Certihomes