CCertihomes
520 N Park Drive N, Perth Amboy, NJ 08861

$439,999

3 beds 2 baths 1,228 sqft Built 19520 days on marketActive

About this home

Charming Cape-Style Home in Perth Amboy - Full of Potential! Discover the possibilities with this cozy Cape-style property just waiting for your personal touch. With a little TLC and creativity, you can turn this house into the perfect home. This property features 3 bedrooms, 2 full bathrooms, a bright living room, and kitchen/dining area ideal for everyday living. Upstairs, you'll find a spacious atticperfect for a playroom, office, or extra living space. The semi-finished basement includes two bonus rooms, a full bath, and plenty of space to design a family room, hobby space, or additional storage. Conveniently located near gas stations, laundromats, schools, and more, this home offers both comfort and convenience. Come see for yourself the potential this property has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,295/mo

Real estate (PITI + HOA + PMI)
$3,947
Principal + interest$2,834
Property tax + insurance$948
PMI / 2nd mortgage$165
Utilities
$528
Heating + cooling$102
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,295/mo TLC
Budget$5,000/mo
Remaining after TLC$705/mo
Purchase price
$439,999
Down payment
$22,000 (5%)
Loan amount
$417,999
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1952
Lot size
0.1217 ac
Stories
1
Heating
See Remarks
Cooling
A/C Central - Some
Water
Public
HOA
Annual tax
$6,055
MLS #
2614872R
County
Middlesex

At a glance

Basement
Garage (1)

Home features

Appliances
DryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
2 BedroomsKitchenLiving RoomBath Full1 BedroomNone
Parking
2 Cars DeepGarage
Kitchen
Eat-in Kitchen
Flooring
Carpet, Ceramic Tile, Laminate
Roof
See Remarks
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Public Transit

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/24/2026. Provided courtesy of UNITED R.E. OF NORTH JERSEY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

520 N Park Drive N · Perth Amboy — $439,999 · Certihomes