CCertihomes
40 8th Street, Middletown, NJ 07718

$649,900

4 beds 2 baths 1,960 sqft Built 197611 days on marketActive

About this home

Welcome home to this well maintained 4-bedroom, 1.5-bathroom home with plenty of space for everyday living. Inside, you'll find a comfortable layout with a bright living area, a functional kitchen, and four generously sized bedrooms that offer flexibility for family, guests, or a home office. The full bathroom and convenient half bathroom make busy mornings easier, while the garage provides off street parking and additional storage. Whether you're looking for your first home or simply need more space, this home is ready for its next owner to make it their own.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,052/mo

Real estate (PITI + HOA + PMI)
$5,844
Principal + interest$4,187
Property tax + insurance$1,413
PMI / 2nd mortgage$244
Utilities
$464
Heating + cooling$70
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$6,052/mo TLC
Budget$6,552/mo
Remaining after TLC$500/mo
Purchase price
$649,900
Down payment
$32,495 (5%)
Loan amount
$617,405
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Two Story
Year built
1976
Lot size
0.2296 ac
Stories
2
Heating
Baseboard, Radiant, See Remarks
Cooling
Central Air
Water
Public
HOA
Annual tax
$9,021
MLS #
2618246R
County
Monmouth

At a glance

Air conditioning
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenMicrowaveRefrigeratorRangeWasher
Interior
KitchenLaundry RoomBath HalfLiving RoomDining Room4 BedroomsAtticBath FullNone
Exterior
DeckPatioStorage Shed
Parking
GarageAttachedBuilt-In GarageDetachedGarage Door Opener
Patio & porch
DeckPatio
Kitchen
Kitchen Island
Dining
Living Dining Combo
Flooring
Ceramic Tile, Laminate, See Remarks, Wood
Roof
See Remarks
Sewer
Public Sewer
Ownership
See Remarks

Lot features

See Remarks

Neighborhood — 07718

MetricThis ZIPCountyUSA
Population6,1688,832,837299,088,112
Population Change Since19907.00%14.00%20.00%
Population Density2,5931,137
Male3,0704,307,827147,432,321
Female3,0984,525,010151,655,844
Never Married1,2521,965,81163,775,926
Married2,9813,647,435123,120,365
Separated84391,23912,639,686
Widowed298515,17215,467,586
Divorced292529,39323,075,029
Number Of House Hold2,0893,167,345111,826,380
Average House Hold Size2.952.732.60
Medial Age36.4737.1535.46
Median House Hold Income$75,675$63,392$48,276
Average House Hold Income$97,461$83,312$63,629
P C I$33,292$30,662$24,529
M D I$60,832$52,505$41,133
A T H E$69,890$61,369$50,898
S T R7.00%7.00%
W C J70.09%81.02%77.74%
(Zip) Code
7718

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/27/2026. Provided courtesy of J.J. ELEK REALTY CO. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

40 8th Street · Middletown — $649,900 · Certihomes