CCertihomes
7 McElroy Drive, Lincroft, NJ 07738

$1,150,000

5 beds 3 baths 2,921 sqft Built 19850 days on marketActive

About this home

Welcome to this beautifully updated 5-bedroom, 2.5-bath Colonial, perfectly situated on a quiet dead-end street and set on a spacious lot offering both privacy and room to enjoy. Step inside to find hardwood flooring, recessed lighting, elegant crown molding, chair rail detailing, and two inviting fireplaces that add warmth and character throughout the home. The updated kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a center island, and new countertops. The updated bathrooms offer modern finishes and style, while the full finished basement provides exceptional additional living space that's perfect for entertaining, a recreation room, home gym, or media area. The backyard is your own private retreat, complete with a tiered deck overlooking a large paver patio, an in-ground saltwater pool with a new liner, and an expansive yard with plenty of space for outdoor gatherings, play, or relaxation. Combining timeless Colonial charm with thoughtful updates and incredible indoor and outdoor living spaces, this exceptional home is one you won't want to miss.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,331/mo

Real estate (PITI + HOA + PMI)
$8,270
Principal + interest$5,216
Property tax + insurance$2,623
PMI / 2nd mortgage$431
Utilities
$544
Heating + cooling$110
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$8,331/mo TLC
Budget$8,831/mo
Remaining after TLC$500/mo
Purchase price
$1,150,000
Down payment
$57,500 (5%)
Loan amount
$1,092,500
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
1985
Lot size
0.4525 ac
Stories
2
Heating
Zoned, Forced Air
Cooling
Ceiling Fan(s), Zoned, Attic Fan
Water
Public
HOA
Annual tax
$17,710
MLS #
2618212R
County
Monmouth

At a glance

Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
Security System1 BedroomEntrance FoyerKitchenBath HalfLiving RoomDining RoomFamily Room4 BedroomsBath FullBath MainNone
Exterior
Lawn SprinklersOpen Porch(es)DeckPatioScreen/Storm WindowEnclosed Porch(es)Fencing/WallStorage ShedYardInsulated Pane Windows
Parking
2 Car Width3 Cars DeepGarageBuilt-In GarageGarage Door Opener
Patio & porch
PorchDeckPatioEnclosed
Pool
In Ground
Fireplace
GasWood Burning
Kitchen
Granite/Corian CountertopsKitchen IslandPantryEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
Full Bath
Security
Security System
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Cul-De-Sac, Dead - End Street, Interior Lot, Wooded

Neighborhood — 07738

MetricThis ZIPCountyUSA
Population6,0948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density1,0821,137
Male3,0064,307,827147,432,321
Female3,0884,525,010151,655,844
Never Married9561,965,81163,775,926
Married3,2153,647,435123,120,365
Separated139391,23912,639,686
Widowed388515,17215,467,586
Divorced116529,39323,075,029
Number Of House Hold2,0753,167,345111,826,380
Average House Hold Size2.902.732.60
Medial Age41.2037.1535.46
Median House Hold Income$108,462$63,392$48,276
Average House Hold Income$145,347$83,312$63,629
P C I$50,450$30,662$24,529
M D I$82,930$52,505$41,133
A T H E$93,728$61,369$50,898
S T R7.00%7.00%
W C J83.61%81.02%77.74%
(Zip) Code
7738

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/26/2026. Provided courtesy of ORANGE KEY REALTY, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.