CCertihomes
28 Garfield Way, Montgomery, NJ 08540

$619,999

3 beds 3 baths 1,500 sqft Built 19990 days on marketActive

About this home

Don't miss this beautifully updated east-facing 3-bedroom, 2.5-bath townhome located in one of Central Jersey's most desirable communities and within the award-winning Montgomery Township School District, consistently ranked among the very best in New Jersey. Whether you're a first-time homebuyer, downsizing, or looking for a low-maintenance lifestyle in a premier location, this move-in-ready home checks all the boxes. Enjoy a brand-new modular kitchen, a completely renovated primary bath, beautiful hardwood flooring, ceiling fans throughout, and a high-efficiency 2-zone HVAC system designed for year-round comfort and energy savings. The lower level provides valuable dining space and a cozy living + family room space. Step outside to your private patio and enjoy a peaceful community surrounded by mature landscaping. The HOA offers outstanding value by covering roof replacement, exterior maintenance, decks, gutters, lawn care, landscaping, trash collection, snow removal (including the driveway apron), power washing, and maintenance of community amenities, including tennis courts, basketball courts, playgrounds, and walking pathsallowing you to enjoy a truly low-maintenance lifestyle. Conveniently located just minutes from shopping, dining, parks, major highways, and Princeton Junction Train Station, this home offers the perfect balance of comfort, convenience, and outstanding schools. Thoughtfully updated, impeccably maintained, and attractively priced, this is one of the best values in Montgomery Township. Schedule your private showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,029/mo

Real estate (PITI + HOA + PMI)
$5,780
Principal + interest$3,994
Property tax + insurance$1,553
PMI / 2nd mortgage$233
Utilities
$533
Heating + cooling$105
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$6,029/mo TLC
Budget$6,529/mo
Remaining after TLC$500/mo
Purchase price
$619,999
Down payment
$31,000 (5%)
Loan amount
$588,999
APR
7.19%

Quick facts

Type
Townhouse, Condo/TH
Style
Townhouse
Year built
1999
Lot size
0.0344 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$11,240
MLS #
2662378M
County
Somerset

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenGas Range/OvenExhaust FanMicrowaveRefrigeratorWasherGas Water Heater
Interior
Dining RoomBath HalfFamily RoomKitchen1 Bedroom2 Bedrooms3 BedroomsBath FullNone
Parking
Attached
Fireplace
Gas
Kitchen
Eat-in KitchenPantrySeparate Dining Area
Dining
Formal Dining Room
Flooring
Carpet, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Dead - End Street, Sloped

Neighborhood — 08540

MetricThis ZIPCountyUSA
Population50,4288,832,837299,088,112
Population Change Since199059.00%14.00%20.00%
Population Density9501,137
Male25,0554,307,827147,432,321
Female25,3734,525,010151,655,844
Never Married8,9551,965,81163,775,926
Married21,6663,647,435123,120,365
Separated6,664391,23912,639,686
Widowed1,981515,17215,467,586
Divorced2,234529,39323,075,029
Number Of House Hold16,7383,167,345111,826,380
Average House Hold Size2.562.732.60
Medial Age34.9437.1535.46
Median House Hold Income$107,861$63,392$48,276
Average House Hold Income$152,488$83,312$63,629
P C I$53,569$30,662$24,529
M D I$82,440$52,505$41,133
A T H E$96,288$61,369$50,898
S T R7.00%7.00%
W C J85.36%81.02%77.74%
(Zip) Code
8540

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/27/2026. Provided courtesy of CENTURY 21 ABRAMS & ASSOCIATES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.