CCertihomes
21 McGuire Street, Menlo Park Terrace, NJ 08840

$589,900

4 beds 1 baths 1,282 sqft Built 19469 days on marketActive

About this home

Beautifully maintained Cape Cod/Split-Level offering the perfect blend of charm, comfort, and thoughtful updates! This move-in ready home features newly refinished hardwood floors, a spacious living room with a stone fireplace, and an updated kitchen with cabinetry, subway tile backsplash, stainless steel appliances, and generous counter space. The finished basement, renovated in 2018, provides additional living space, laundry, and storage, while the upper level offers 3 bedrooms, living/dining room. Second level provides 4th bedroom as well as very large attic space. Major improvements include a new sewer line (2018), roof (2017), and multiple mini-split A/C units (2022). Enjoy your own private backyard retreat with mature shade trees, professional landscaping, covered porch, expansive paver patio, fenced yard, attached garage, and paved driveway. You will love the plethora of perenial flowers and bushes that the owner has put many years in to building and curating. Conveniently located just minutes from Menlo Park Mall, NJ Transit, Metropark, major highways, shopping, restaurants, parks, and schools, this home combines classic character with modern updates in an outstanding commuter location. Don't miss this exceptional opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,645/mo

Real estate (PITI + HOA + PMI)
$5,370
Principal + interest$3,800
Property tax + insurance$1,349
PMI / 2nd mortgage$221
Utilities
$527
Heating + cooling$102
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$5,645/mo TLC
Budget$6,145/mo
Remaining after TLC$500/mo
Purchase price
$589,900
Down payment
$29,495 (5%)
Loan amount
$560,405
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Split Level
Year built
1946
Lot size
0.1194 ac
Stories
1
Heating
Zoned, Baseboard
Cooling
Wall Unit(s)
Water
Public
HOA
Annual tax
$9,239
MLS #
2618472R
County
Middlesex

At a glance

Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenRefrigeratorRangeWasherWater Heater
Interior
3 BedroomsKitchenLiving RoomDining Room1 BedroomAtticStorageOther Room(s)
Exterior
DeckPatioEnclosed Porch(es)Fencing/Wall
Parking
1 Car WidthAsphaltGarageAttachedBuilt-In GarageDriveway
Patio & porch
DeckPatioEnclosed
Pool
None
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsNot Eat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08840

MetricThis ZIPCountyUSA
Population12,5058,832,837299,088,112
Population Change Since19908.00%14.00%20.00%
Population Density3,9731,137
Male6,1484,307,827147,432,321
Female6,3574,525,010151,655,844
Never Married2,4091,965,81163,775,926
Married5,9623,647,435123,120,365
Separated248391,23912,639,686
Widowed685515,17215,467,586
Divorced714529,39323,075,029
Number Of House Hold4,6383,167,345111,826,380
Average House Hold Size2.692.732.60
Medial Age38.8337.1535.46
Median House Hold Income$91,148$63,392$48,276
Average House Hold Income$116,452$83,312$63,629
P C I$43,580$30,662$24,529
M D I$71,699$52,505$41,133
A T H E$78,902$61,369$50,898
S T R7.00%7.00%
W C J78.69%81.02%77.74%
(Zip) Code
8840

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/29/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

21 McGuire Street · Menlo Park Terrace — $589,900 · Certihomes