CCertihomes
40 J Russel Smith Road, Lawrence, NJ 08648

$454,900

3 beds 3 baths 1,600 sqft Built 20262 days on marketActive

About this home

Brand New 1/2 Duplex in Tiffany Woods Development, Great opportunity for 1st time home buyer or investor. Offers 3 bedrooms 2.5 bathrooms, 3rd floor loft with full bath, finished insulated garage, slider to patio, laminate maintenance free flooring throughout, quartz counter tops, microwave with vent ducted out, custom bath vanities and kitchen cabinets, 10 years New Home Warranty from State, taxes to be assessed

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,640/mo

Real estate (PITI + HOA + PMI)
$4,406
Principal + interest$2,930
Property tax + insurance$1,272
HOA$33
PMI / 2nd mortgage$171
Utilities
$470
Heating + cooling$98
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$124
Car insurance + maintenance$124
Other (entertainment)
$158
$4,640/mo TLC
Budget$5,140/mo
Remaining after TLC$500/mo
Purchase price
$454,900
Down payment
$22,745 (5%)
Loan amount
$432,155
APR
7.19%

Quick facts

Type
Single Family Residence
Style
1/2 Duplex, Colonial
Year built
2026
Lot size
Stories
3
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s), Exhaust Fan
Water
Public
HOA
$100 / Quarterly
Annual tax
MLS #
2700194R
County
Mercer

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenExhaust FanMicrowaveKitchen Exhaust FanGas Water Heater
Interior
Entrance FoyerKitchenBath HalfLiving RoomDining RoomUtility Room3 BedroomsLaundry RoomBath FullBeamed CeilingsBath SecondStorage
Exterior
CurbsSidewalkYardInsulated Pane Windows
Community
CurbsSidewalks
Parking
Concrete2 Car WidthGarageBuilt-In GarageDrivewayLighted
Kitchen
Kitchen Exhaust FanPantryGalley Type
Dining
Living Dining Combo
Flooring
Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08648

MetricThis ZIPCountyUSA
Population26,2328,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density1,6401,137
Male12,4484,307,827147,432,321
Female13,7844,525,010151,655,844
Never Married6,5311,965,81163,775,926
Married11,0223,647,435123,120,365
Separated1,305391,23912,639,686
Widowed1,347515,17215,467,586
Divorced1,569529,39323,075,029
Number Of House Hold9,7153,167,345111,826,380
Average House Hold Size2.482.732.60
Medial Age35.7037.1535.46
Median House Hold Income$76,627$63,392$48,276
Average House Hold Income$89,703$83,312$63,629
P C I$34,035$30,662$24,529
M D I$61,765$52,505$41,133
A T H E$65,425$61,369$50,898
S T R7.00%7.00%
W C J84.36%81.02%77.74%
(Zip) Code
8648

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/4/2026. Provided courtesy of MID-JERSEY REAL ESTATE, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.