CCertihomes
464 Division Street, Perth Amboy, NJ 08861

$675,000

0 beds 2 baths 2,184 sqft Built 18906 days on marketActive

About this home

New Investment Opportunity - Offered at $675, 000 Sold As-Is**Excellent opportunity to own a well-maintained two-family duplex in Perth Amboy that's ideal for investors or owner-occupants looking to offset their mortgage with rental income. Both units are currently tenant-occupied with leases in place through November 30, providing immediate, stable cash flow from day one. Each unit features 2 bedrooms, 1 full bathroom, a spacious living room, a separate dining room, and a functional kitchen. The bedrooms are located on the second level, providing added privacy and a townhouse-style layout that appeals to tenants.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,391/mo

Real estate (PITI + HOA + PMI)
$6,086
Principal + interest$4,348
Property tax + insurance$1,485
PMI / 2nd mortgage$253
Utilities
$618
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$6,391/mo TLC
Budget$6,891/mo
Remaining after TLC$500/mo
Purchase price
$675,000
Down payment
$33,750 (5%)
Loan amount
$641,250
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1890
Lot size
0.1274 ac
Stories
2
Heating
Baseboard
Cooling
None
Water
Public
HOA
Annual tax
$9,518
MLS #
2700329R
County
Middlesex

At a glance

Basement

Home features

Appliances
Water Heater(Gas)Water HeaterUnit 1(Range/OvenRefrigerator)Unit 2(Range/Oven)
Interior
Unit 1(Dining Room2 BedroomsKitchen1 BathLiving Room)Unit 2(Dining Room2 BedroomsKitchen1 BathLiving Room)
Exterior
PatioPorch(es) - OpenStorage ShedYardPorch
Parking
On Street
Patio & porch
PatioPorch(es) - OpenPorch
Roof
Flat
Sewer
Public Sewer
Ownership
Sole Proprietorship

Lot features

Interior Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/7/2026. Provided courtesy of REALTY MARK CENTRAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

464 Division Street · Perth Amboy — $675,000 · Certihomes