Closed$749,000
TLC ≈ $5,844/mo
4 3 2,368 sqft
12 Holmes Avenue, Monroe, NJ 08831
77 michael Road, Spotswood, NJ 08884
$675,000
4 beds 3 baths — Built 19614 days on marketActive
About this home
This exceptional ranch style property features 4 generously sized bedrooms plus a versatile bonus room, offering the flexibility to create a home office, playroom, fitness room, or guest space. With 2 full bathrooms and 1 half bathroom, there's plenty of room for everyone to enjoy. The fully finished basement adds even more functional living space and includes a kitchenette, making it an ideal setup for extended family, multi-generational living, or guests seeking their own private retreat while remaining connected to the home. Step outside to your own private backyard oasis, where every season is an opportunity to make lasting memories. Enjoy the spacious in-ground pool, gather around the fire pit on cool evenings, and let imaginations run wild in the charming treehouse. With expansive outdoor space for dining, games, celebrations, and relaxing, this backyard is perfectly designed for entertaining family and friends all year long. Located in a desirable Spotswood neighborhood, 77 Michael Road combines generous living space, thoughtful features, and incredible indoor and outdoor amenities to create a home that truly has something for everyone. Showings Start July 11th.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$6,494/mo
- Real estate (PITI + HOA + PMI)
- $6,276
- Utilities
- $530
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$4,348
Property tax + insurance$1,675
PMI / 2nd mortgage$253
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$6,994/mo
Remaining after TLC$500/mo
Purchase price
$675,000
Down payment
$33,750 (5%)
Loan amount
$641,250
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Ranch
Year built
1961
Lot size
—
Stories
1
Heating
Hot Water
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$11,766
MLS #
2700344R
County
Middlesex
At a glance
Air conditioning
Basement
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
3 BedroomsNoneDen/StudyAdditional BedroomOther Room(s)
Exterior
BarbecueDeckPatioStorage Shed
Parking
2 Car WidthGarageAttachedDriveway
Patio & porch
DeckPatio
Pool
In Ground
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Joint Venture
Lot features
Corner Lot, Wooded
Neighborhood — 08884
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 7,894 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 3.00% | 14.00% | 20.00% |
| Population Density | 3,156 | 1,137 | — |
| Male | 3,828 | 4,307,827 | 147,432,321 |
| Female | 4,066 | 4,525,010 | 151,655,844 |
| Never Married | 1,444 | 1,965,811 | 63,775,926 |
| Married | 3,725 | 3,647,435 | 123,120,365 |
| Separated | 166 | 391,239 | 12,639,686 |
| Widowed | 625 | 515,172 | 15,467,586 |
| Divorced | 464 | 529,393 | 23,075,029 |
| Number Of House Hold | 3,098 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.54 | 2.73 | 2.60 |
| Medial Age | 39.47 | 37.15 | 35.46 |
| Median House Hold Income | $61,994 | $63,392 | $48,276 |
| Average House Hold Income | $77,145 | $83,312 | $63,629 |
| P C I | $30,276 | $30,662 | $24,529 |
| M D I | $51,446 | $52,505 | $41,133 |
| A T H E | $58,915 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 74.78% | 81.02% | 77.74% |
(Zip) Code
8884
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 7/9/2026. Provided courtesy of KELLER WILLIAMS WEST MONMOUTH via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.