CCertihomes
5 Union Hill Road, Monroe, NJ 08831

$265,000

4 beds 2 baths 1,292 sqft Built 19531 days on marketActive

About this home

Conveniently located near Routes 527, 9, and 18, this 4-bedroom, 1.5-bath Cape Cod offers an excellent opportunity for investors, business owners, or buyers looking to renovate and add value. The property is also zoned for retail use, offering additional commercial potential (buyer to perform their own due diligence regarding permitted uses). Features include a spacious living room, large eat-in kitchen, utility room with backyard access, two first-floor bedrooms, two second-floor bedrooms, 1.5 baths, and an unfinished Yankee basement for storage. Close to shopping, restaurants, and transportation, this property offers endless potential in a prime location.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,845/mo

Real estate (PITI + HOA + PMI)
$2,462
Principal + interest$1,707
Property tax + insurance$656
PMI / 2nd mortgage$99
Utilities
$502
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,845/mo TLC
Budget$5,000/mo
Remaining after TLC$2,155/mo
Purchase price
$265,000
Down payment
$13,250 (5%)
Loan amount
$251,750
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1953
Lot size
0.6 ac
Stories
2
Heating
Baseboard, Radiant
Cooling
None
Water
Well
HOA
Annual tax
$4,394
MLS #
2700455R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherRefrigeratorElectric Water Heater
Interior
2 BedroomsKitchenBath FullBath HalfNone
Parking
1 Car WidthConcrete
Kitchen
Eat-in Kitchen
Flooring
Vinyl-Linoleum
Roof
See Remarks
Sewer
Septic Tank
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/8/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.