CCertihomes
8 Oak Street, Carteret, NJ 07008

$649,999

4 beds 2 baths 1,624 sqft Built 19570 days on marketActive

About this home

Welcome to this beautifully maintained bi-level home offering the perfect mix of comfort, space, updates, and outdoor living. Featuring 4 BEDROOMS, 1 OFFICE, and 2 FULL BATHS, this home offers a bright kitchen/dining area, spacious living room, ample closet space, attic storage, and a partially finished basement for added flexibility. Major updates include NEW CENTRAL AIR, NEW HEATING SYSTEM, NEW WATER HEATER, NEW ROOF, FAIRLY NEW WINDOWS, NEW FRONT BOW WINDOW, and a BULLDOG SUMP PUMP WITH LONG-LASTING BATTERY BACKUP. The exterior features a 16X12 DECK, 14X24 CONCRETE PATIO, outdoor entertainment space, storage shed, security lighting, security cameras, ADT alarm system, digital locks, and a NEW CONCRETE WALKWAY/DOUBLE DRIVEWAY. Conveniently located near shopping, parks, transportation, and Carteret's waterfront amenities. A must-see home with great upgrades inside and out!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,962/mo

Real estate (PITI + HOA + PMI)
$5,707
Principal + interest$4,187
Property tax + insurance$1,276
PMI / 2nd mortgage$244
Utilities
$519
Heating + cooling$98
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$157
$5,962/mo TLC
Budget$6,462/mo
Remaining after TLC$500/mo
Purchase price
$649,999
Down payment
$32,500 (5%)
Loan amount
$617,499
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Bi-Level
Year built
1957
Lot size
0.1148 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,553
MLS #
2700526R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDisposalDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
KitchenLiving Room3 BedroomsBath Full1 Bedroom
Exterior
BarbecueDeckPatioStorage ShedYard
Parking
Concrete2 Car WidthGarageAttachedBuilt-In GarageDetached
Patio & porch
DeckPatio
Pool
Above Ground
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Spa
Private
Flooring
Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Interior Lot, Level

Neighborhood — 07008

MetricThis ZIPCountyUSA
Population22,9578,832,837299,088,112
Population Change Since199015.00%14.00%20.00%
Population Density4,7471,137
Male11,2004,307,827147,432,321
Female11,7574,525,010151,655,844
Never Married5,1081,965,81163,775,926
Married8,8473,647,435123,120,365
Separated1,259391,23912,639,686
Widowed1,590515,17215,467,586
Divorced1,429529,39323,075,029
Number Of House Hold7,7803,167,345111,826,380
Average House Hold Size2.892.732.60
Medial Age36.9237.1535.46
Median House Hold Income$53,973$63,392$48,276
Average House Hold Income$61,282$83,312$63,629
P C I$21,545$30,662$24,529
M D I$45,382$52,505$41,133
A T H E$50,129$61,369$50,898
S T R7.00%7.00%
W C J86.06%81.02%77.74%
(Zip) Code
7008

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/12/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

8 Oak Street · Carteret — $649,999 · Certihomes