CCertihomes
421 1st Street, Middlesex, NJ 08846

$424,995

2 beds 1 baths Built 19543 days on marketActive

About this home

This beautiful 2-bedroom, 1-bath home offers approximately 1, 120 square feet of thoughtfully updated living space, featuring a flexible floor plan with opportunities to customize rooms to fit your lifestyle, including potential for additional sleeping or living areas within the existing footprint. This move-in-ready home renovated in 2026, features a bright and inviting layout with new flooring, fresh paint, updated trim, and a stunning kitchen complete with quartz countertops, modern cabinetry, stainless steel appliances, and central air conditioning for year-round comfort. The finished basement provides valuable additional living space, featuring a versatile bonus room that's perfect for a home office, guest space, playroom, gym, or media room, along with ample room for recreation and storage. Step outside to a generously sized backyard with endless possibilities, perfect for entertaining, gardening, outdoor activities, or creating your own private outdoor retreat. Conveniently located near shopping, restaurants, parks, major highways, and public transportation, this turnkey home blends modern updates with everyday convenience. Not located in a flood zone.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$79,506/mo

Real estate (PITI + HOA + PMI)
$79,196
Principal + interest$2,738
Property tax + insurance$76,299
PMI / 2nd mortgage$159
Utilities
$571
Heating + cooling$156
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$79,506/mo TLC
Budget$80,006/mo
Remaining after TLC$500/mo
Purchase price
$424,995
Down payment
$21,250 (5%)
Loan amount
$403,745
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1954
Lot size
Stories
2
Heating
Central, Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$909,480
MLS #
2700598R
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenMicrowaveRefrigeratorGas Water Heater
Interior
1 BedroomKitchenLiving RoomBath FullDining RoomNone
Exterior
Deck
Parking
1 Car Width2 Cars DeepAsphaltDriveway
Patio & porch
Deck
Kitchen
Galley Type
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Rural Area

Neighborhood — 08846

MetricThis ZIPCountyUSA
Population13,6578,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density4,0431,137
Male6,6844,307,827147,432,321
Female6,9734,525,010151,655,844
Never Married2,5831,965,81163,775,926
Married6,0113,647,435123,120,365
Separated352391,23912,639,686
Widowed981515,17215,467,586
Divorced974529,39323,075,029
Number Of House Hold5,0033,167,345111,826,380
Average House Hold Size2.722.732.60
Medial Age37.9537.1535.46
Median House Hold Income$69,439$63,392$48,276
Average House Hold Income$82,714$83,312$63,629
P C I$30,699$30,662$24,529
M D I$56,961$52,505$41,133
A T H E$61,865$61,369$50,898
S T R7.00%7.00%
W C J70.93%81.02%77.74%
(Zip) Code
8846

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/10/2026. Provided courtesy of REAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

421 1st Street · Middlesex — $424,995 · Certihomes