CCertihomes
13 Betsy Ross Drive, Monroe, NJ 08831

$495,000

2 beds 2 baths 1,752 sqft Built 19831 days on marketActive

About this home

Welcome to easy, resort-style living in the highly sought-after Concordia 55+ community in Monroe! This well-maintained ranch-style home offers 2 bedrooms, 2 full bathrooms, and the comfort of one-floor living designed for convenience and relaxation. At the heart of the home is a generous eat-in kitchen with plenty of space for everyday meals, morning coffee, or gathering with guests. Just beyond, the cozy family room is the perfect place to unwind, featuring a charming fireplace that creates a warm and inviting atmosphere throughout the seasons. The ample dining room also allows for plenty of seating and shared area with the formal living room. The spacious primary suite features a spacious closet and a private en suite bathroom, creating a peaceful retreat at the end of the day. A second bedroom and full bath provide the perfect space for guests, a home office, or hobbies. The home's thoughtful layout, crawl space for additional storage, and attached two-car garage add to its everyday functionality. Life in Concordia is about so much more than the home itself. Residents enjoy an exceptional lifestyle with a beautifully appointed clubhouse offering a full calendar of social events and activities, a fitness center, indoor and outdoor swimming pools, and an on-site golf course. Whether you're looking to keep busy, make new friends, or simply enjoy a low-maintenance lifestyle, this vibrant community has something for everyone. Conveniently located near shopping, dining, major roadways, and everything Monroe has to offer, this is your opportunity to enjoy the next chapter in one of Central New Jersey's premier adult communities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,552/mo

Real estate (PITI + HOA + PMI)
$4,235
Principal + interest$3,189
Property tax + insurance$860
PMI / 2nd mortgage$186
Utilities
$544
Heating + cooling$113
Internet + TV + phone$158
Water + sewer + garbage$55
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,552/mo TLC
Budget$5,052/mo
Remaining after TLC$500/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1983
Lot size
0.186 ac
Stories
1
Heating
Heat Pump
Cooling
Central Air
Water
Public
HOA
Annual tax
$4,142
MLS #
2770022M
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenMicrowaveRefrigeratorWasherElectric Water Heater
Interior
2 BedroomsDining RoomBath FullFamily RoomKitchenLaundry RoomLiving RoomNone
Parking
2 Car WidthAttached
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Accessibility
Wide Doorways
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Interior Lot, Near Shopping

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/9/2026. Provided courtesy of REAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

13 Betsy Ross Drive · Monroe — $495,000 · Certihomes