CCertihomes
738-C Prospect Road #C, Monroe, NJ 08831

$450,000

2 beds 2 baths 1,372 sqft Built 19850 days on marketActive

About this home

Welcome to carefree living in this beautifully maintained 55+ ranch-style home featuring 2 spacious primary suites, each with its own full bath and generous closet space. The bright and inviting living and dining rooms showcase beautiful wood laminate flooring, creating a warm and welcoming atmosphere. Updated bathroom vanities add a fresh, modern touch, while the spacious eat-in kitchen offers granite countertops, off-white cabinetry, and ample space for casual dining. Sliding glass doors from the living room open to a cozy private patioperfect for enjoying your morning coffee or relaxing with friends. Enjoy an exceptional lifestyle in this sought-after gated active adult community offering outstanding amenities, including a clubhouse, 9-hole golf course, outdoor swimming pool, tennis courts, exercise facilities, and the added peace of mind of a 24-hour on-site nurse. Conveniently located near shopping, dining, and major highways, this move-in-ready home offers the perfect blend of comfort, convenience, and resort-style living.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,069/mo

Real estate (PITI + HOA + PMI)
$3,806
Principal + interest$2,899
Property tax + insurance$738
PMI / 2nd mortgage$169
Utilities
$452
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,069/mo TLC
Budget$5,000/mo
Remaining after TLC$931/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1985
Lot size
Stories
1
Heating
Baseboard Electric
Cooling
Central Air
Water
Public
HOA
Annual tax
$3,343
MLS #
2700655R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenRefrigeratorWasherElectric Water Heater
Interior
BlindsSecurity SystemShades-Existing2 BedroomsKitchenLaundry RoomLiving RoomBath FullBath MainDining RoomNone
Exterior
Open Porch(es)PatioDoor(s)-Storm/Screen
Community
Art/Craft FacilitiesBilliard RoomBocceMovie/StageClubhouseNurse 24 HoursOutdoor PoolFitness CenterGatedSaunaGolf 9 HoleShuffle BoardTennis Court(s)
Parking
1 Car WidthGarageAttachedBuilt-In GarageDriveway
Patio & porch
PorchPatio
Pool
Outdoor Pool
Kitchen
Granite/Corian CountertopsEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st FloorDressing RoomFull Bath
Security
Security GateSecurity System
Flooring
Carpet, Laminate, Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/18/2026. Provided courtesy of RE/MAX FIRST REALTY, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

738-C Prospect Road #C · Monroe — $450,000 · Certihomes