Closed$924,995
TLC ≈ $6,655/mo
5 4 2,536 sqft
45 Montgomery Street, Piscataway, NJ 08854
409 Hancock Street, South Plainfield, NJ 07080
$644,999
4 beds 5 baths — Built 19240 days on marketActive
About this home
Welcome to 409 Hancock St! This beautifully remodeled in 2022 home offers 4 bedrooms, 4.5 bathrooms, and a fully finished basement with its own private entrance. The first floor features spacious living and dining areas, a modern kitchen, a convenient powder room, and a first-floor bedroom with a full bath ideal for guests or multigenerational living. Upstairs, you'll find two generously sized bedrooms, each with its own en-suite bathroom. The finished basement provides additional living space, a fourth bedroom, and a full bath, offering excellent flexibility for extended living, recreation, or a home office. Hardwood floors run throughout the home, and every bedroom includes a spacious closet with ample storage. The kitchen opens to a deck overlooking the enclosed backyard, perfect for entertaining or relaxing outdoors. Conveniently located near shopping, Roosevelt Elementary School, major highways including I-287, and other everyday amenities.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$6,303/mo
- Real estate (PITI + HOA + PMI)
- $6,000
- Utilities
- $624
- Transportation
- $129
- Other (entertainment)
- $158
Principal + interest$4,155
Property tax + insurance$1,603
PMI / 2nd mortgage$242
Heating + cooling$150
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$129
Budget$6,803/mo
Remaining after TLC$500/mo
Purchase price
$644,999
Down payment
$32,250 (5%)
Loan amount
$612,749
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Cape Cod, Custom Home
Year built
1924
Lot size
0.1148 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
—
Annual tax
$11,150
MLS #
2700466R
County
Middlesex
At a glance
Air conditioning
Basement
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenExhaust FanMicrowaveRefrigeratorWasherGas Water Heater
Interior
Blinds1 BedroomLaundry RoomBath FullStorageFamily RoomUtility RoomKitchenBath HalfLiving RoomDining Room2 BedroomsBath Second
Exterior
Open Porch(es)CurbsDeckSidewalkFencing/WallYard
Community
CurbsSidewalks
Parking
1 Car Width3 Cars DeepAsphaltGarageDetachedOff SiteDrivewayPaved
Patio & porch
PorchDeck
Kitchen
Granite/Corian CountertopsNot Eat-in KitchenSeparate Dining AreaGalley Type
Dining
Living Dining Combo
Master bedroom
1st FloorFull BathWalk-In Closet(s)
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level
Neighborhood — 07080
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 25,012 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 16.00% | 14.00% | 20.00% |
| Population Density | 2,994 | 1,137 | — |
| Male | 12,293 | 4,307,827 | 147,432,321 |
| Female | 12,719 | 4,525,010 | 151,655,844 |
| Never Married | 4,863 | 1,965,811 | 63,775,926 |
| Married | 11,472 | 3,647,435 | 123,120,365 |
| Separated | 756 | 391,239 | 12,639,686 |
| Widowed | 1,564 | 515,172 | 15,467,586 |
| Divorced | 1,256 | 529,393 | 23,075,029 |
| Number Of House Hold | 8,337 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.97 | 2.73 | 2.60 |
| Medial Age | 38.12 | 37.15 | 35.46 |
| Median House Hold Income | $78,745 | $63,392 | $48,276 |
| Average House Hold Income | $87,467 | $83,312 | $63,629 |
| P C I | $30,316 | $30,662 | $24,529 |
| M D I | $63,105 | $52,505 | $41,133 |
| A T H E | $64,425 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 72.15% | 81.02% | 77.74% |
(Zip) Code
7080
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 7/18/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.