CCertihomes
28 Saint Ann Street, Carteret, NJ 07008

$499,999

4 beds 2 baths Built 195013 days on marketActive

About this home

Welcome to 28 Saint Ann Street, Carteret, NJ! This charming Cape Cod-style home offers 4 spacious bedrooms and 2 full bathrooms, perfectly blending comfort, functionality, and value. Situated on a 5, 000 sq. ft. lot, this well-maintained residence features an inviting layout with a bright living area, formal dining room, and an eat-in kitchen ideal for everyday living and entertaining. The finished basement provides additional living space with endless possibilities for a recreation room, home office, gym, or guest area. Enjoy the convenience of central air conditioning, natural gas heating, laminate flooring, and ample parking. Located in a desirable Carteret neighborhood close to schools, parks, shopping, dining, and major transportation routes, this home offers both comfort and convenience for today's lifestyle. Don't miss this fantastic opportunity to own a beautiful 4-bedroom home in the heart of Carteret!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,733/mo

Real estate (PITI + HOA + PMI)
$3,460
Principal + interest$2,177
Property tax + insurance$1,103
PMI / 2nd mortgage$180
Utilities
$477
Heating + cooling$102
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$157
$3,733/mo TLC
Budget$5,000/mo
Remaining after TLC$1,267/mo
Purchase price
$479,999
Down payment
$24,000 (5%)
Loan amount
$455,999
APR
4%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1950
Lot size
Stories
2
Heating
Radiant, Baseboard Hotwater, Central
Cooling
Central Air, Wall Unit(s), Window Unit(s)
Water
Public
HOA
Annual tax
$7,142
MLS #
2700298R
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherWater Softener OwnedGas Water Heater
Interior
Watersoftener Owned1 BedroomKitchenBath Full2 BedroomsAttic
Exterior
Storage Shed
Parking
2 Car Width
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 07008

MetricThis ZIPCountyUSA
Population22,9578,832,837299,088,112
Population Change Since199015.00%14.00%20.00%
Population Density4,7471,137
Male11,2004,307,827147,432,321
Female11,7574,525,010151,655,844
Never Married5,1081,965,81163,775,926
Married8,8473,647,435123,120,365
Separated1,259391,23912,639,686
Widowed1,590515,17215,467,586
Divorced1,429529,39323,075,029
Number Of House Hold7,7803,167,345111,826,380
Average House Hold Size2.892.732.60
Medial Age36.9237.1535.46
Median House Hold Income$53,973$63,392$48,276
Average House Hold Income$61,282$83,312$63,629
P C I$21,545$30,662$24,529
M D I$45,382$52,505$41,133
A T H E$50,129$61,369$50,898
S T R7.00%7.00%
W C J86.06%81.02%77.74%
(Zip) Code
7008

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/18/2026. Provided courtesy of J.J. ELEK REALTY CO. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.