CCertihomes
431 E 7th Street, Plainfield, NJ 07060

$599,000

4 beds 3 baths 2,150 sqft Built 20051 days on marketActive

About this home

Spacious and well-maintained 4-bedroom, 3 full-bath home conveniently located near the center of town and just minutes from public transportation. This attractive residence offers generous living space, large windows that provide plenty of natural light, and a functional layout ideal for comfortable everyday living.The home features four sizable bedrooms, three full bathrooms, and ample space for entertaining, working from home, or accommodating guests. Outside, enjoy a well-kept yard with mature landscaping and excellent curb appeal.Ideally situated close to shopping, dining, schools, parks, and major transportation routes, this property combines convenience, comfort, and accessibility in one desirable location. A wonderful opportunity to own a spacious home in a prime location.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,900/mo

Real estate (PITI + HOA + PMI)
$5,625
Principal + interest$3,859
Property tax + insurance$1,541
PMI / 2nd mortgage$225
Utilities
$564
Heating + cooling$145
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$139
Car insurance + maintenance$139
Other (entertainment)
$158
$5,900/mo TLC
Budget$6,400/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Colonial, Two Story
Year built
2005
Lot size
Stories
2
Heating
Baseboard, Radiant, Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$11,000
MLS #
2700683R
County
Union

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Firealarm1 BedroomKitchenBath FullDining RoomFamily Room3 BedroomsBath SecondAttic
Exterior
BarbecueDeckPatioYardCrawl
Parking
1 Car Width3 Cars DeepGarageAttachedBuilt-In GarageDetachedDriveway
Patio & porch
DeckPatio
Kitchen
Breakfast BarKitchen IslandEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Two SinksFull BathWalk-In Closet(s)
Security
Fire Alarm
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train

Neighborhood — 07060

MetricThis ZIPCountyUSA
Population45,3858,832,837299,088,112
Population Change Since199013.00%14.00%20.00%
Population Density8,9971,137
Male22,7164,307,827147,432,321
Female22,6694,525,010151,655,844
Never Married13,2261,965,81163,775,926
Married13,1423,647,435123,120,365
Separated3,754391,23912,639,686
Widowed2,179515,17215,467,586
Divorced2,994529,39323,075,029
Number Of House Hold14,6753,167,345111,826,380
Average House Hold Size3.032.732.60
Medial Age32.5037.1535.46
Median House Hold Income$54,322$63,392$48,276
Average House Hold Income$65,594$83,312$63,629
P C I$22,584$30,662$24,529
M D I$45,665$52,505$41,133
A T H E$52,426$61,369$50,898
S T R7.00%7.00%
W C J81.74%81.02%77.74%
(Zip) Code
7060

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/13/2026. Provided courtesy of DENVAL REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

431 E 7th Street · Plainfield — $599,000 · Certihomes