CCertihomes
400 Monmouth Street, Hightstown, NJ 08520

$665,000

5 beds 4 baths 2,542 sqft Built 192529 days on marketActive

About this home

Need space, privacy, and flexibility? This unique 5-bedroom, 3.5-bath home delivers it all! Featuring a desirable first-floor primary suite plus a private two-bedroom wing with its own full bath, this thoughtfully designed home offers an exceptional setup for guests, additional living space, a private home office, or a variety of lifestyle needs. Upstairs, two additional bedrooms and a full bathroom provide even more space and privacy. Adding to the possibilities, the property offers both residential and commercial zoning, creating an exciting opportunity for homeowners, business owners, investors, or anyone seeking a potential live/work setup. Conveniently located just minutes from the NJ Turnpike and Routes 130, 33, and 133, with easy access to shopping, dining, parks, and everyday conveniences. With 5 bedrooms, multiple private living areas, a first-floor primary suite, and residential/commercial zoning, 400 Monmouth offers a combination of space, flexibility, and potential that's hard to find. Fireplace, chimney, and flue are being conveyed in as-is condition. Garage is being sold strictly as-is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,219/mo

Real estate (PITI + HOA + PMI)
$4,998
Principal + interest$3,016
Property tax + insurance$1,733
PMI / 2nd mortgage$249
Utilities
$534
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$124
Car insurance + maintenance$124
Other (entertainment)
$158
$5,219/mo TLC
Budget$5,719/mo
Remaining after TLC$500/mo
Purchase price
$665,000
Down payment
$33,250 (5%)
Loan amount
$631,750
APR
4%

Quick facts

Type
Single Family Residence
Style
Custom Home
Year built
1925
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$12,411
MLS #
2700783R
County
Mercer

At a glance

Air conditioning
Fireplace
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
1 BedroomKitchenLaundry RoomBath HalfLiving RoomBath FullDining RoomFamily RoomStorage
Parking
AsphaltDetachedDriveway
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Carpet, Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
See Remarks

Lot features

See Remarks

Neighborhood — 08520

MetricThis ZIPCountyUSA
Population40,4158,832,837299,088,112
Population Change Since199035.00%14.00%20.00%
Population Density1,6861,137
Male20,0154,307,827147,432,321
Female20,4004,525,010151,655,844
Never Married7,0261,965,81163,775,926
Married18,8853,647,435123,120,365
Separated1,624391,23912,639,686
Widowed1,753515,17215,467,586
Divorced2,390529,39323,075,029
Number Of House Hold14,5523,167,345111,826,380
Average House Hold Size2.752.732.60
Medial Age36.2037.1535.46
Median House Hold Income$81,713$63,392$48,276
Average House Hold Income$109,000$83,312$63,629
P C I$39,522$30,662$24,529
M D I$65,182$52,505$41,133
A T H E$75,019$61,369$50,898
S T R7.00%7.00%
W C J75.93%81.02%77.74%
(Zip) Code
8520

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/14/2026. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.