CCertihomes
400 Monmouth Street, Hightstown, NJ 08520

$680,000

5 beds 4 baths Built 19250 days on marketActive

About this home

Rare and versatile 5-bedroom, 3.5-bath home offering exceptional flexibility for today's lifestyle. This thoughtfully designed property features a private two-bedroom wing with a full bath, ideal for multi-generational living, extended family, guests, or a home office. The main living area includes a desirable first-floor primary suite with a private en-suite bath, while the second floor offers two additional bedrooms and another full bathroom, providing space and privacy for a variety of living arrangements. Adding to its appeal, the property offers both residential and commercial zoning, creating endless possibilities for homeowners, business owners, investors, or those seeking a live/work opportunity. Conveniently located just minutes from the NJ Turnpike and Routes 130, 33, and 133, with easy access to shopping, dining, parks, and everyday conveniences. A truly unique property offering space, versatility, and outstanding potential.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,590/mo

Real estate (PITI + HOA + PMI)
$6,375
Principal + interest$4,381
Property tax + insurance$1,739
PMI / 2nd mortgage$255
Utilities
$534
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$124
Car insurance + maintenance$124
Other (entertainment)
$158
$6,590/mo TLC
Budget$7,090/mo
Remaining after TLC$500/mo
Purchase price
$680,000
Down payment
$34,000 (5%)
Loan amount
$646,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Custom Home
Year built
1925
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$12,411
MLS #
2700783R
County
Mercer

At a glance

Air conditioning
Fireplace
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
1 BedroomKitchenLaundry RoomBath HalfLiving RoomBath FullDining RoomFamily RoomStorage
Parking
2 Cars DeepAsphaltDetachedDriveway
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Carpet, Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
See Remarks

Lot features

See Remarks

Neighborhood — 08520

MetricThis ZIPCountyUSA
Population40,4158,832,837299,088,112
Population Change Since199035.00%14.00%20.00%
Population Density1,6861,137
Male20,0154,307,827147,432,321
Female20,4004,525,010151,655,844
Never Married7,0261,965,81163,775,926
Married18,8853,647,435123,120,365
Separated1,624391,23912,639,686
Widowed1,753515,17215,467,586
Divorced2,390529,39323,075,029
Number Of House Hold14,5523,167,345111,826,380
Average House Hold Size2.752.732.60
Medial Age36.2037.1535.46
Median House Hold Income$81,713$63,392$48,276
Average House Hold Income$109,000$83,312$63,629
P C I$39,522$30,662$24,529
M D I$65,182$52,505$41,133
A T H E$75,019$61,369$50,898
S T R7.00%7.00%
W C J75.93%81.02%77.74%
(Zip) Code
8520

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/14/2026. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

400 Monmouth Street · Hightstown — $680,000 · Certihomes