Closed$395,000
TLC ≈ $3,208/mo
2 2 1,462 sqft
723 Mount Vernon Road #A, Monroe, NJ 08831
176 Goldfinch Drive, Monroe, NJ 08831
$449,900
2 beds 3 baths — Built 19950 days on marketActive
About this home
Welcome to this beautifully maintained Maple Model in the highly desirable 55+ gated community of The Ponds. This move-in-ready home offers an open-concept floor plan with 2 spacious bedrooms, 2 full bathrooms, powder room, and 2 closets. Relax on the charming covered front porch or enjoy the bright eat-in kitchen featuring granite countertops, refreshed cabinetry, open glass display cabinets, and a cozy breakfast area. The kitchen flows seamlessly into the den with a custom built-in wall unit, creating the perfect space for everyday living and entertaining. This unit also comes with a 2 car garage and a Cedar Closet. Residents enjoy outstanding amenities including a clubhouse, indoor and outdoor pools, fitness center, tennis, pickleball, billiards, an on-site nurse, and 24-hour gated security. Experience the carefree lifestyle The Ponds offers!!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,241/mo
- Real estate (PITI + HOA + PMI)
- $3,952
- Utilities
- $504
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$2,898
Property tax + insurance$885
PMI / 2nd mortgage$169
Heating + cooling$115
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$5,000/mo
Remaining after TLC$759/mo
Purchase price
$449,900
Down payment
$22,495 (5%)
Loan amount
$427,405
APR
7.19%
Quick facts
Type
Condo/TH
Style
Ranch
Year built
1995
Lot size
—
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$4,849
MLS #
2700470R
County
Middlesex
At a glance
Air conditioning
Garage (2)
Dishwasher
Home features
Appliances
Self Cleaning OvenDishwasherDisposalDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
2 BedroomsKitchenLaundry RoomBath HalfLiving RoomBath FullBath SecondDining RoomFamily RoomUtility RoomNone
Exterior
Open Porch(es)PatioEnclosed Porch(es)
Community
Billiard RoomBocceClubhouseNurse on PremiseCommunity RoomOutdoor PoolElevatorFitness CenterGame RoomGatedIndoor PoolShuffle BoardTennis Court(s)
Parking
NoneGarageAttachedBuilt-In GarageDetachedGarage Door Opener
Patio & porch
PorchPatioEnclosed
Pool
Outdoor PoolIndoor
Kitchen
Granite/Corian CountertopsBreakfast BarSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st FloorFull BathWalk-In Closet(s)
Accessibility
Stall ShowerSupport Rails
Security
Security Gate
Flooring
Carpet, Ceramic Tile, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium
Lot features
Level
Neighborhood — 08831
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 41,378 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 39.00% | 14.00% | 20.00% |
| Population Density | 847 | 1,137 | — |
| Male | 19,431 | 4,307,827 | 147,432,321 |
| Female | 21,947 | 4,525,010 | 151,655,844 |
| Never Married | 5,557 | 1,965,811 | 63,775,926 |
| Married | 21,680 | 3,647,435 | 123,120,365 |
| Separated | 1,293 | 391,239 | 12,639,686 |
| Widowed | 4,503 | 515,172 | 15,467,586 |
| Divorced | 1,925 | 529,393 | 23,075,029 |
| Number Of House Hold | 17,482 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.30 | 2.73 | 2.60 |
| Medial Age | 47.08 | 37.15 | 35.46 |
| Median House Hold Income | $66,482 | $63,392 | $48,276 |
| Average House Hold Income | $85,196 | $83,312 | $63,629 |
| P C I | $36,960 | $30,662 | $24,529 |
| M D I | $54,931 | $52,505 | $41,133 |
| A T H E | $62,833 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 76.25% | 81.02% | 77.74% |
(Zip) Code
8831
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 7/15/2026. Provided courtesy of RE/MAX CENTRAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.