Closed$1,900
TLC ≈ $548/mo
2 1 —
10 Nicholas Court, Spotswood, NJ 08884
71 Pine Street, Spotswood, NJ 08884
$620,000
3 beds 2 baths — Built 19800 days on marketActive
About this home
Welcome to this charming 3-bedroom, 2 full bath ranch, perfectly situated on a spacious 100x100 corner lot! From the moment you arrive, you'll feel the warmth and character this home has to offer. Step inside to gleaming hardwood floors and an open, welcoming floor plan that instantly feels like home. At the center of it all is the stunning, oversized kitchen, where abundant cabinetry, generous counter space, and an effortless flow into the dining area and family room. The main level features three bedrooms and a beautifully appointed full bath, offering the convenience of one-floor living. Downstairs, the finished basement expands your living space with a second full bathroom and a large, versatile open area ready to become your media room, playroom, home gym, office, or guest retreat. Outside is where this home truly shines. Escape to your own private backyard oasis featuring a sparkling pool, relaxing spa/hot tub, and plenty of space to entertain. Adding even more value, this home has seen recent upgrades, including a brand-new roof, giving you peace of mind for years to come.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$5,965/mo
- Real estate (PITI + HOA + PMI)
- $5,727
- Utilities
- $530
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$3,994
Property tax + insurance$1,500
PMI / 2nd mortgage$233
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$6,465/mo
Remaining after TLC$500/mo
Purchase price
$620,000
Down payment
$31,000 (5%)
Loan amount
$589,000
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Ranch
Year built
1980
Lot size
—
Stories
1
Heating
Baseboard
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$10,288
MLS #
2700830R
County
Middlesex
At a glance
Air conditioning
Basement
Garage
Dishwasher
Home features
Appliances
DishwasherGas Range/OvenMicrowaveRefrigeratorElectric Water Heater
Interior
3 BedroomsKitchenBath FullDining RoomFamily RoomNone
Exterior
Lawn SprinklersDeckPatioFencing/WallStorage Shed
Parking
2 Car WidthAttached
Patio & porch
DeckPatio
Pool
Above Ground
Kitchen
Granite/Corian CountertopsBreakfast Bar
Dining
Living Dining Combo
Master bedroom
1st Floor
Spa
Private
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Corner Lot
Neighborhood — 08884
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 7,894 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 3.00% | 14.00% | 20.00% |
| Population Density | 3,156 | 1,137 | — |
| Male | 3,828 | 4,307,827 | 147,432,321 |
| Female | 4,066 | 4,525,010 | 151,655,844 |
| Never Married | 1,444 | 1,965,811 | 63,775,926 |
| Married | 3,725 | 3,647,435 | 123,120,365 |
| Separated | 166 | 391,239 | 12,639,686 |
| Widowed | 625 | 515,172 | 15,467,586 |
| Divorced | 464 | 529,393 | 23,075,029 |
| Number Of House Hold | 3,098 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.54 | 2.73 | 2.60 |
| Medial Age | 39.47 | 37.15 | 35.46 |
| Median House Hold Income | $61,994 | $63,392 | $48,276 |
| Average House Hold Income | $77,145 | $83,312 | $63,629 |
| P C I | $30,276 | $30,662 | $24,529 |
| M D I | $51,446 | $52,505 | $41,133 |
| A T H E | $58,915 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 74.78% | 81.02% | 77.74% |
(Zip) Code
8884
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 7/15/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.