CCertihomes
520 Winsor Street, Bound Brook, NJ 08805

$495,000

3 beds 2 baths Built 192811 days on marketActive

About this home

Welcome to this charming Cape Cod offering 3 bedrooms, 2 full bathrooms. This well-maintained freshly painted and carpeted home features a spacious living room, formal dining room, and an inviting family room, providing plenty of space for both everyday living and entertaining. The partially finished basement adds valuable flex space, storage, and ideal for a home office, recreation room, or guest space. Enjoy year-round comfort with central air conditioning and natural gas heating. Outside, you'll find an oversized detached two-car garage, two storage sheds, and a private patio overlooking the spacious backyard, offering endless possibilities for outdoor enjoyment, gardening, or future expansion. Conveniently located near schools, parks, shopping, major highways, and public transportation, this home combines classic charm with everyday convenience.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,945/mo

Real estate (PITI + HOA + PMI)
$4,690
Principal + interest$3,189
Property tax + insurance$1,315
PMI / 2nd mortgage$186
Utilities
$515
Heating + cooling$128
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$4,945/mo TLC
Budget$5,445/mo
Remaining after TLC$500/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Two Story
Year built
1928
Lot size
Stories
2
Heating
Baseboard, Radiant, Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$9,642
MLS #
2700860R
County
Somerset

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherMicrowaveRefrigeratorGas Water Heater
Interior
KitchenLiving RoomDining Room1 Bedroom2 Bedrooms3 BedroomsBath FullNone
Parking
2 Car WidthGarageAttached
Kitchen
Granite/Corian Countertops
Dining
Formal Dining Room
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks, Wooded

Neighborhood — 08805

MetricThis ZIPCountyUSA
Population13,4578,832,837299,088,112
Population Change Since199014.00%14.00%20.00%
Population Density3,4761,137
Male6,9284,307,827147,432,321
Female6,5284,525,010151,655,844
Never Married3,0991,965,81163,775,926
Married5,5133,647,435123,120,365
Separated749391,23912,639,686
Widowed827515,17215,467,586
Divorced797529,39323,075,029
Number Of House Hold4,7663,167,345111,826,380
Average House Hold Size2.802.732.60
Medial Age35.8837.1535.46
Median House Hold Income$60,770$63,392$48,276
Average House Hold Income$77,221$83,312$63,629
P C I$28,402$30,662$24,529
M D I$50,248$52,505$41,133
A T H E$58,371$61,369$50,898
S T R7.00%7.00%
W C J78.15%81.02%77.74%
(Zip) Code
8805

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/17/2026. Provided courtesy of CENTURY 21 ABRAMS & ASSOCIATES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.