CCertihomes
12 Scarlet Oak Drive, Montgomery, NJ 08540

$3,800

3 beds 3 baths 1,728 sqft Built 20051 days on marketActive

About this home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath Birch Model townhouse in the highly desirable Montgomerywalk community, offering a prestigious Princeton mailing address and access to the award-winning Montgomery Township School District. The home features approximately 1, 728 sf of bright, open living space with abundant natural light and peaceful wooded views.The spacious first floor offers an open-concept layout with hardwood flooring, a sun-filled living room, family room, and dining area centered around a cozy two-sided gas fireplace. The eat-in kitchen features upgraded 42-inch cherry cabinetry, stainless steel appliances, and plenty of storage, making it ideal for everyday living and entertaining.Upstairs, the generous primary suite overlooks a private wooded setting and includes a walk-in closet and an upgraded en-suite bath with a soaking tub, separate shower, and double vanity. Two additional bedrooms, a full hall bathroom, and a convenient second-floor laundry room.Step outside to a private deck backing to mature trees perfect for morning coffee or relaxing after a long day. Additional highlights include an attached one-car garage with custom built-in shelving, central air conditioning, gas heat, and a security system.Ideally located just minutes from downtown Princeton, Princeton University, shopping, dining, parks, walking trails, and major commuting routes, this home offers the perfect combination of comfort, convenience, and an exceptional location

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$538/mo

Real estate (PITI + HOA + PMI)
$107
Principal + interest$24
Property tax + insurance$82
PMI / 2nd mortgage$1
Utilities
$483
Heating + cooling$105
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$538/mo TLC
Budget$5,000/mo
Remaining after TLC$4,462/mo
Purchase price
$3,800
Down payment
$190 (5%)
Loan amount
$3,610
APR
7.19%

Quick facts

Type
Condo/TH
Style
Two Story
Year built
2005
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
MLS #
2701192R
County
Somerset

At a glance

Air conditioning
Fireplace
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherStove/OvenMicrowave OvenWasher/DryerWater Heater
Interior
KitchenBath HalfLiving RoomDining RoomFamily Room3 BedroomsLaundry RoomAtticBath MainBath Other
Exterior
Open Porch(es)DeckEnclosed Porch(es)
Parking
AttachedGarage Door OpenerDriveway
Patio & porch
PorchDeckEnclosed
Pool
None
Fireplace
Gas
Kitchen
Kitchen Island
Dining
Formal Dining Room
Security
Smoke Detector(s)
Flooring
Carpet, Ceramic Tile, Wood
Sewer
Public Sewer

Neighborhood — 08540

MetricThis ZIPCountyUSA
Population50,4288,832,837299,088,112
Population Change Since199059.00%14.00%20.00%
Population Density9501,137
Male25,0554,307,827147,432,321
Female25,3734,525,010151,655,844
Never Married8,9551,965,81163,775,926
Married21,6663,647,435123,120,365
Separated6,664391,23912,639,686
Widowed1,981515,17215,467,586
Divorced2,234529,39323,075,029
Number Of House Hold16,7383,167,345111,826,380
Average House Hold Size2.562.732.60
Medial Age34.9437.1535.46
Median House Hold Income$107,861$63,392$48,276
Average House Hold Income$152,488$83,312$63,629
P C I$53,569$30,662$24,529
M D I$82,440$52,505$41,133
A T H E$96,288$61,369$50,898
S T R7.00%7.00%
W C J85.36%81.02%77.74%
(Zip) Code
8540

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/20/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.