CCertihomes
610 Cortlandt Street, Perth Amboy, NJ 08861

$539,000

0 beds 2 baths 1,546 sqft Built 19090 days on marketActive

About this home

Well-maintained 2-family home in a sought-after Perth Amboy locationideal for investors or owner-occupants. First-floor unit features 1 bedroom, living room, dining area, kitchen, full bath, and basement access. Second-floor unit offers 2 bedrooms, 1 full bath, kitchen, and open living/dining area; recently painted with new carpeting. Separate utilities for each unit. Detached 2-car garage and long driveway provide ample parking. Charming front porch adds curb appeal. Conveniently located across from schools, near major highways and shopping. First-floor unit on month-to-month lease. Excellent income potential in a high-demand area.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,107/mo

Real estate (PITI + HOA + PMI)
$4,770
Principal + interest$3,472
Property tax + insurance$1,096
PMI / 2nd mortgage$202
Utilities
$580
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$5,107/mo TLC
Budget$5,607/mo
Remaining after TLC$500/mo
Purchase price
$539,000
Down payment
$26,950 (5%)
Loan amount
$512,050
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1909
Lot size
0.0574 ac
Stories
2
Heating
Baseboard
Cooling
None
Water
Public
HOA
Annual tax
$6,628
MLS #
2701141R
County
Middlesex

At a glance

Basement
Garage (2)

Home features

Appliances
Water Heater(See Remarks)Water Heater
Interior
Unit 1(1 BedroomDining RoomKitchen1 BathLiving Room)Unit 2(Dining Room2 BedroomsKitchen1 BathLiving Room)
Exterior
Porch
Parking
GarageDetached3-4 Car ParkingPaved
Patio & porch
Porch
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/21/2026. Provided courtesy of KELLER WILLIAMS TOWN LIFE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.