CCertihomes
12 Gover Court, Spotswood, NJ 08884

$620,000

3 beds 2 baths 1,716 sqft Built 19550 days on marketActive

About this home

Welcome to this split-level tucked at the end of a quiet cul-de-sac where classic character meets vintage charm, and a backyard built for year-round entertaining. This home offers a traditional layout filled with warmth and comfort. The entry-level family room greets you with rich paneling, while the kitchen showcases shaker cabinetry, countertops, and a center island. It flows into the eat-in dining area with classic wainscoting. Sliding glass doors open to a glass-ceiling 4-seasons room with a hot tub and its own climate control, creating a spa-like retreat in every season. Another sun-filled all seasons room with walls of windows frames panoramic backyard views. Upstairs, three bedrooms and a full bathroom provide comfortable retreats. The converted garage delivers an extraordinary recreation space wrapped in cedar paneling with a brick accent wall, a wood-burning stove, and a built-in bar ready for your entertaining. A full bathroom completes this level. Down below, the basement includes a dedicated laundry area, a rec room, and a storage area. Outside, an in-ground pool anchors the fully fenced backyard alongside a spacious deck and patio. A nearby fish pond adds to the tranquil setting. Conveniently located near the New Jersey Turnpike and Route 18 with easy access to shops, dining, and hospitals. Sold as is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,217/mo

Real estate (PITI + HOA + PMI)
$5,944
Principal + interest$3,994
Property tax + insurance$1,717
PMI / 2nd mortgage$233
Utilities
$550
Heating + cooling$113
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$6,217/mo TLC
Budget$6,717/mo
Remaining after TLC$500/mo
Purchase price
$620,000
Down payment
$31,000 (5%)
Loan amount
$589,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1955
Lot size
0.1274 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$13,104
MLS #
2701222R
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherDryerRefrigeratorOvenWasherGas Water Heater
Interior
KitchenLiving RoomBath FullOther Room(s)Family RoomFlorida Room3 BedroomsNone
Parking
1 Car WidthDriveway
Kitchen
Kitchen IslandEat-in Kitchen
Flooring
Carpet, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/25/2026. Provided courtesy of KELLER WILLIAMS REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

12 Gover Court · Spotswood — $620,000 · Certihomes