CCertihomes
3-A Surrey Court, Monroe, NJ 08831

$539,900

2 beds 2 baths 1,404 sqft Built 19830 days on marketActive

About this home

This professionally renovated home has been thoughtfully redesigned with today's style, comfort, and functionality in mind. Perfectly situated on a quiet cul-de-sac in the highly desirable 55+ community of Concordia, this turnkey, move-in-ready home offers exceptional craftsmanship and designer finishes throughout. From the moment you step inside, you'll appreciate the bright, open layout featuring luxury vinyl plank flooring, elegant crown molding, recessed lighting, and impeccable attention to detail. The stunning kitchen is the heart of the home, showcasing custom soft-close cabinetry, quartz countertops, a spacious 6-foot center island, and stainless-steel appliancescreating the perfect space for everyday living and entertaining. The primary suite features a beautifully renovated, spa-inspired bath with a frameless glass shower. A distinctive glass enclosed sunroom provides additional year-round living space, while the versatile bonus room is perfect for a home office, den, or guest space. Even the garage has been upgraded with an attractive epoxy floor, reflecting the attention to detail found throughout the home. Residents enjoy an outstanding lifestyle with a clubhouse, golf course, indoor/outdoor pools, tennis and pickleball courts, fitness center, and 24-hour gated security. Simply unpack and start enjoying the luxury, convenience, and vibrant lifestyle this exceptional home has to offer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,319/mo

Real estate (PITI + HOA + PMI)
$5,562
Principal + interest$3,478
Property tax + insurance$1,357
HOA$525
PMI / 2nd mortgage$202
Utilities
$506
Heating + cooling$91
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$5,319/mo TLC
Budget$5,819/mo
Remaining after TLC$500/mo
Purchase price
$539,900
Down payment
$26,995 (5%)
Loan amount
$512,905
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1983
Lot size
0.1963 ac
Stories
1
Heating
Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Water
Public
HOA
$525 / Monthly
Annual tax
$3,517
MLS #
2701213R
County
Middlesex

At a glance

Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenMicrowaveRefrigeratorRangeWasherElectric Water Heater
Interior
FirealarmSecurity System2 BedroomsKitchenLaundry RoomLiving RoomBath FullBath SecondDining RoomFamily RoomFlorida RoomNone
Exterior
PatioEnclosed Porch(es)
Community
Billiard RoomClubhouseOutdoor PoolGolf 18 HoleGolf 9 HoleIndoor PoolTennis Court(s)
Parking
1 Car WidthGarageAttachedBuilt-In GarageDetachedGarage Door OpenerDriveway
Patio & porch
PatioEnclosed
Pool
Outdoor PoolIndoor
Kitchen
Granite/Corian CountertopsKitchen IslandEat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st Floor
Security
Security GateFire AlarmSecurity System
Flooring
Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Cul-De-Sac, Wooded

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/24/2026. Provided courtesy of HOMESMART NEXUS REALTY GROUP via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

3-A Surrey Court · Monroe — $539,900 · Certihomes