CCertihomes
499 Old Stage Road, Spotswood, NJ 08884

$549,900

3 beds 2 baths 1,498 sqft Built 195640 days on marketActive

About this home

Welcome to this impeccably maintained 3-bedroom, 1.5-bath split-level home where pride of ownership shines inside and out. Move-in ready and thoughtfully cared for, this beautiful residence offers spacious living areas, quality updates, and an outstanding location for today's busy lifestyle. Step inside to a bright and inviting eat-in kitchen featuring granite countertops, abundant cabinetry, and plenty of space for everyday dining. The formal living room offers an elegant setting for entertaining, with hardwood flooring waiting beneath the carpet. Just a few steps away, the comfortable family room is the perfect place to unwind, highlighted by a cozy ventless gas fireplace that creates a warm and welcoming atmosphere year-round. Upstairs, you'll find three generously sized bedrooms along with a full bath, while the lower level offers a convenient laundry area, a half bath, and excellent storage. A large, dry crawl space provides even more room for seasonal items, or additional household storage. Step outside and enjoy your backyard. The spacious, fully fenced yard offers endless possibilities for entertaining, summer barbecues, gardening, pets, or simply relaxing outdoors. Whether hosting family and friends or enjoying a quiet evening at home, this outdoor space is designed to be enjoyed. Additional highlights include a roof replaced approximately eight years ago, reflecting the exceptional care this home has received over the years. Perfectly situated less than five minutes from New Jersey Turnpike Exit 9, this home offers easy access to New York City, major highways, shopping, restaurants, public transportation, and nearby parks.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,327/mo

Real estate (PITI + HOA + PMI)
$4,046
Principal + interest$2,494
Property tax + insurance$1,346
PMI / 2nd mortgage$206
Utilities
$512
Heating + cooling$94
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,327/mo TLC
Budget$5,000/mo
Remaining after TLC$673/mo
Purchase price
$549,900
Down payment
$27,495 (5%)
Loan amount
$522,405
APR
4%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1956
Lot size
0.287 ac
Stories
3
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$9,533
MLS #
2770181M
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
KitchenLiving RoomBath HalfFamily RoomLaundry Room3 BedroomsBath Full
Parking
2 Car Width2 Cars DeepAttached
Fireplace
Gas
Kitchen
Eat-in KitchenGranite/Corian Countertops
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/30/2026. Provided courtesy of MID-STATE REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.