CCertihomes
979 W 4th Street W, Plainfield, NJ 07063

$439,000

3 beds 2 baths 1,172 sqft Built 19310 days on marketActive

About this home

Welcome to this charming two-story Colonial offering 3 bedrooms and 2 full bathrooms. The main level features a comfortable living room, formal dining room, kitchen, and full bath, while the second floor offers three bedrooms and an additional full bath. A full basement provides extra space for storage, laundry, and utilities. Additional highlights include vinyl siding, wood flooring in portions of the home, a rear deck, fenced yard, and off-street parking. With plenty of potential to personalize and make it your own, this home is a wonderful opportunity for buyers looking to create their ideal space.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,234/mo

Real estate (PITI + HOA + PMI)
$3,900
Principal + interest$2,828
Property tax + insurance$907
PMI / 2nd mortgage$165
Utilities
$512
Heating + cooling$94
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$139
Car insurance + maintenance$139
Other (entertainment)
$158
$4,234/mo TLC
Budget$5,000/mo
Remaining after TLC$766/mo
Purchase price
$439,000
Down payment
$21,950 (5%)
Loan amount
$417,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Traditional, Two Story
Year built
1931
Lot size
0.0845 ac
Stories
2
Heating
Radiators-Hot Water, Hot Water
Cooling
Ceiling Fan(s), Window Unit(s)
Water
Public
HOA
Annual tax
$5,588
MLS #
2701819R
County
Union

At a glance

Basement

Home features

Appliances
Gas Range/OvenExhaust FanMicrowaveRefrigeratorKitchen Exhaust FanGas Water Heater
Interior
KitchenLiving RoomBath FullDining Room3 BedroomsAtticUnfinished/Other RoomOther Room(s)
Parking
Additional ParkingGravel
Kitchen
Kitchen Exhaust FanNot Eat-in KitchenSeparate Dining AreaGalley Type
Dining
Formal Dining Room
Flooring
Ceramic Tile, Wood, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Interior Lot, Level

Neighborhood — 07063

MetricThis ZIPCountyUSA
Population9,3718,832,837299,088,112
Population Change Since1990-1.00%14.00%20.00%
Population Density5,2161,137
Male4,5584,307,827147,432,321
Female4,8134,525,010151,655,844
Never Married2,5351,965,81163,775,926
Married2,9973,647,435123,120,365
Separated543391,23912,639,686
Widowed454515,17215,467,586
Divorced561529,39323,075,029
Number Of House Hold2,8633,167,345111,826,380
Average House Hold Size3.272.732.60
Medial Age33.1637.1535.46
Median House Hold Income$66,666$63,392$48,276
Average House Hold Income$71,061$83,312$63,629
P C I$21,841$30,662$24,529
M D I$55,026$52,505$41,133
A T H E$55,608$61,369$50,898
S T R7.00%7.00%
W C J70.71%81.02%77.74%
(Zip) Code
7063

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/1/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.