CCertihomes
5 clark Street, Spotswood, NJ 08884

$425,000

3 beds 2 baths 1,190 sqft Built 19400 days on marketActive

About this home

Welcome to 5 Clark Street in Spotswood! This 3-bedroom home offers 1 full bath, 1 half bath, and plenty of space to make your own. A brand-new roof provides added peace of mind, while the deck and large backyard are perfect for relaxing, entertaining, or enjoying time outdoors. With three-car off-street parking and a convenient location close to local shops, schools, bus, and major roadways, this home is ready for its next owner.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,401/mo

Real estate (PITI + HOA + PMI)
$4,086
Principal + interest$2,738
Property tax + insurance$1,189
PMI / 2nd mortgage$159
Utilities
$486
Heating + cooling$81
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,401/mo TLC
Budget$5,000/mo
Remaining after TLC$599/mo
Purchase price
$425,000
Down payment
$21,250 (5%)
Loan amount
$403,750
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Custom Home, Split Level
Year built
1940
Lot size
0.4913 ac
Stories
2
Heating
Baseboard Hotwater
Cooling
Ceiling Fan(s), Window Unit(s)
Water
Public
HOA
Annual tax
$9,127
MLS #
2701836R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenMicrowaveRefrigeratorGas Water Heater
Interior
KitchenBath FullDining RoomFamily Room3 BedroomsBath HalfNone
Exterior
Deck
Parking
Concrete
Patio & porch
Deck
Kitchen
Kitchen Island
Dining
Formal Dining Room
Master bedroom
Half Bath
Flooring
Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/1/2026. Provided courtesy of RE/MAX NEW MILLENNIUM GROUP via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

5 clark Street · Spotswood — $425,000 · Certihomes