CCertihomes
21 Rieder Road, Spotswood, NJ 08884

$585,000

3 beds 2 baths 1,485 sqft Built 19570 days on marketActive

About this home

Charming split-level on a residential street with a finished basement and perfect backyard! This move-in-ready contemporary home features 3 bedrooms and 1.5 baths with 1, 485 square feet of living space. Upon entering through the covered front porch, a spacious foyer opens to a den and convenient half bath. The main living area has expansive ceilings with an open floor plan, stone fireplace, hardwood floors and a separate dining room with sliders to the backyard. Upstairs has 3 bedrooms with ceiling fans and full bath. Imagine entertaining with this backyard deck overlooking the fenced-in, level yard with 2 sheds. Finished basement with laundry, slop sink, storage and utility room. Attached 1 car garage. Central air, new roof, new water heater, new electric panel, new wiring from street to house. Excellent Blue Ribbon schools! Enjoy Spotswood!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,727/mo

Real estate (PITI + HOA + PMI)
$5,459
Principal + interest$3,769
Property tax + insurance$1,471
PMI / 2nd mortgage$219
Utilities
$512
Heating + cooling$94
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$5,727/mo TLC
Budget$6,227/mo
Remaining after TLC$500/mo
Purchase price
$585,000
Down payment
$29,250 (5%)
Loan amount
$555,750
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Contemporary, Split Level
Year built
1957
Lot size
0.2875 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$10,654
MLS #
2701846R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
Free-Standing FreezerGas Range/OvenMicrowaveGas Water Heater
Interior
Cathedral Ceiling(s)High CeilingsVaulted Ceiling(s)Entrance FoyerBath HalfDenKitchenLiving RoomDining Room3 BedroomsBath Main
Exterior
Open Porch(es)DeckSidewalkStorage ShedYard
Community
Sidewalks
Parking
2 Car WidthAsphaltGarageAttached
Patio & porch
PorchDeck
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/3/2026. Provided courtesy of FATHOM REALTY NJ LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

21 Rieder Road · Spotswood — $585,000 · Certihomes