CCertihomes
938 Ray Avenue, Union Twp, NJ 07083

$649,900

4 beds 2 baths Built 19230 days on marketActive

About this home

Home Sweet Home! Charming 4 Bed 1.5 Bath Cape with Partially Finished Basement and Detached 2 Car Garage in thriving Union could be the one for you! Lovingly owned and maintained with plenty of upgrades all through, move-in-ready and waiting for you. Lovely light and bright front sun porch with full ventilation welcomes you in to find a spacious, newly painted interior with generous room sizes and plenty of natural light all through. Large living room is adorned with a big bay window that brings in tons of natural light, along with decorative molding that flows right into the elegant dining room for easy entertaining. The sizable eat-in-kitchen offers sleek SS appliances inc a new range and exhaust hood (2026), gorgeous updated counters, and ample solid oak cabinetry. The spacious, first floor bedroom makes for easy one level living, complete with a main full bath in the hallway. Bonus mudroom with built in storage protects from the elements, offering exterior access to the patio. Head upstairs to find the main full bath along with 3 more generous bedrooms with plush carpeting and ample closet storage. Partial finished basement adds to the package, boasting a large, multi-use rec space, storage, utilities, and laundry facilities with exterior bilco doors to the outdoors. Plush, park-like backyard holds a patio, lovely garden beds, a versatile side yard, and is fenced-in for your privacy and comfort. Oversized 2 car garage with loft storage offers ample parking. Addtl upgrades inc a New Roof (July 2025), exterior security motion video cameras, new ceiling fans with dimmable lights in the bedroom and dining room, 2 fridges, a newer hot water heater (2016), a newer Well-Mcallen steam heater (2011), six window units and 1 mini-split, the list goes on! Conveniently located to shopping, dining, public transit, major roads and more. Don't miss out! Come and see TODAY!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,240/mo

Real estate (PITI + HOA + PMI)
$5,964
Principal + interest$4,187
Property tax + insurance$1,533
PMI / 2nd mortgage$244
Utilities
$528
Heating + cooling$102
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$152
Car insurance + maintenance$152
Other (entertainment)
$158
$6,240/mo TLC
Budget$6,740/mo
Remaining after TLC$500/mo
Purchase price
$649,900
Down payment
$32,495 (5%)
Loan amount
$617,405
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1923
Lot size
0.1377 ac
Stories
2
Heating
Radiators-Steam
Cooling
Ceiling Fan(s), Wall Unit(s), Window Unit(s)
Water
Public
HOA
Annual tax
$10,472
MLS #
2702204R
County
Union

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanMicrowaveRefrigeratorWasherGas Water Heater
Interior
BlindsDrapes-See Remarks1 BedroomKitchenLiving RoomBath FullOther Room(s)Dining Room3 BedroomsAtticBath HalfNone
Exterior
Open Porch(es)CurbsPatioDoor(s)-Storm/ScreenScreen/Storm WindowSidewalkFencing/WallYard
Community
CurbsSidewalks
Parking
1 Car WidthAdditional ParkingAsphaltGarageOversizedDetached
Patio & porch
PorchPatio
Pool
None
Kitchen
Granite/Corian CountertopsEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Level, Near Public Transit

Neighborhood — 07083

MetricThis ZIPCountyUSA
Population52,8318,832,837299,088,112
Population Change Since199012.00%14.00%20.00%
Population Density6,0201,137
Male25,0974,307,827147,432,321
Female27,7344,525,010151,655,844
Never Married11,8461,965,81163,775,926
Married22,3613,647,435123,120,365
Separated1,568391,23912,639,686
Widowed4,036515,17215,467,586
Divorced2,800529,39323,075,029
Number Of House Hold18,9233,167,345111,826,380
Average House Hold Size2.752.732.60
Medial Age38.7437.1535.46
Median House Hold Income$68,496$63,392$48,276
Average House Hold Income$77,237$83,312$63,629
P C I$28,450$30,662$24,529
M D I$56,158$52,505$41,133
A T H E$58,950$61,369$50,898
S T R7.00%7.00%
W C J77.65%81.02%77.74%
(Zip) Code
7083

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/6/2026. Provided courtesy of RE/MAX 1st ADVANTAGE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

938 Ray Avenue · Union Twp — $649,900 · Certihomes