CCertihomes
1221 Charter Street, Piscataway, NJ 08854

$639,900

3 beds 2 baths 1,395 sqft Built 19540 days on marketActive

About this home

Location, Location, Location: Modernized Ranch ready for your finishing touches. First floor features living/dining room combo, updated full bathroom, three bedrooms, family room and matched stainless appliances complement the granite counters in updated kitchen. The finished spacious basement features laundry room, full bath room and plenty of room for entertainment. Nearby public transportation, major roads and shopping areas. New well system installed, gas lines installed for future conversion and 5-year moratorium in the street and gas company will run gas line to the home for free if needed.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,815/mo

Real estate (PITI + HOA + PMI)
$5,559
Principal + interest$4,122
Property tax + insurance$1,197
PMI / 2nd mortgage$240
Utilities
$527
Heating + cooling$102
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$5,815/mo TLC
Budget$6,315/mo
Remaining after TLC$500/mo
Purchase price
$639,900
Down payment
$31,995 (5%)
Loan amount
$607,905
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1954
Lot size
0.1722 ac
Stories
1
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Well
HOA
Annual tax
$6,824
MLS #
2700439R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherElectric Range/OvenMicrowaveRefrigeratorRangeElectric Water Heater
Interior
3 BedroomsKitchenLiving RoomBath MainDining RoomFamily RoomNone
Parking
1 Car WidthAsphaltGarageAttached
Kitchen
Granite/Corian CountertopsCountry Kitchen
Dining
Living Dining Combo
Flooring
Ceramic Tile, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping

Neighborhood — 08854

MetricThis ZIPCountyUSA
Population54,5128,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density2,8541,137
Male27,2764,307,827147,432,321
Female27,2364,525,010151,655,844
Never Married13,5301,965,81163,775,926
Married23,4873,647,435123,120,365
Separated2,901391,23912,639,686
Widowed1,843515,17215,467,586
Divorced2,599529,39323,075,029
Number Of House Hold17,7183,167,345111,826,380
Average House Hold Size2.822.732.60
Medial Age33.4337.1535.46
Median House Hold Income$78,885$63,392$48,276
Average House Hold Income$87,948$83,312$63,629
P C I$30,304$30,662$24,529
M D I$63,256$52,505$41,133
A T H E$64,485$61,369$50,898
S T R7.00%7.00%
W C J79.32%81.02%77.74%
(Zip) Code
8854

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Open houses

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/6/2026. Provided courtesy of REALTY MARK CENTRAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

1221 Charter Street · Piscataway — $639,900 · Certihomes