CCertihomes
1075 Overlook Terrace, Union Twp, NJ 07083

$639,000

4 beds 3 baths Built 19290 days on marketActive

About this home

More space, more possibilities! This 4-bedroom, 3 full bath home features a finished basement with flexible office and recreation space, plus attic for added storage or creativity. Conveniently located near shopping, dining, entertainment, transportation, and major highways. Showings start 8/11/26

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,075/mo

Real estate (PITI + HOA + PMI)
$5,847
Principal + interest$4,116
Property tax + insurance$1,491
PMI / 2nd mortgage$240
Utilities
$474
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$152
Car insurance + maintenance$152
Other (entertainment)
$158
$6,075/mo TLC
Budget$6,575/mo
Remaining after TLC$500/mo
Purchase price
$639,000
Down payment
$31,950 (5%)
Loan amount
$607,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1929
Lot size
Stories
2
Heating
Radiant
Cooling
None
Water
Public
HOA
Annual tax
$10,099
MLS #
2702510R
County
Union

At a glance

Basement
Garage (2)

Home features

Appliances
Gas Range/OvenWasherWater HeaterGas Water Heater
Interior
KitchenBath FullDining Room3 BedroomsAttic
Parking
1 Car WidthGarageDetached
Pool
None
Kitchen
Separate Dining Area
Dining
Formal Dining Room
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping

Neighborhood — 07083

MetricThis ZIPCountyUSA
Population52,8318,832,837299,088,112
Population Change Since199012.00%14.00%20.00%
Population Density6,0201,137
Male25,0974,307,827147,432,321
Female27,7344,525,010151,655,844
Never Married11,8461,965,81163,775,926
Married22,3613,647,435123,120,365
Separated1,568391,23912,639,686
Widowed4,036515,17215,467,586
Divorced2,800529,39323,075,029
Number Of House Hold18,9233,167,345111,826,380
Average House Hold Size2.752.732.60
Medial Age38.7437.1535.46
Median House Hold Income$68,496$63,392$48,276
Average House Hold Income$77,237$83,312$63,629
P C I$28,450$30,662$24,529
M D I$56,158$52,505$41,133
A T H E$58,950$61,369$50,898
S T R7.00%7.00%
W C J77.65%81.02%77.74%
(Zip) Code
7083

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/11/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

1075 Overlook Terrace · Union Twp — $639,000 · Certihomes