Closed 1075 Overlook Terrace, Union Twp, NJ 07083
$639,000
4 beds 3 baths — Built 19290 days on marketActive
About this home
More space, more possibilities! This 4-bedroom, 3 full bath home features a finished basement with flexible office and recreation space, plus attic for added storage or creativity. Conveniently located near shopping, dining, entertainment, transportation, and major highways. Showings start 8/11/26
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$6,075/mo
- Real estate (PITI + HOA + PMI)
- $5,847
- Utilities
- $474
- Transportation
- $152
- Other (entertainment)
- $158
Principal + interest$4,116
Property tax + insurance$1,491
PMI / 2nd mortgage$240
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$152
Budget$6,575/mo
Remaining after TLC$500/mo
Purchase price
$639,000
Down payment
$31,950 (5%)
Loan amount
$607,050
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Colonial
Year built
1929
Lot size
—
Stories
2
Heating
Radiant
Cooling
None
Water
Public
HOA
—
Annual tax
$10,099
MLS #
2702510R
County
Union
At a glance
Basement
Garage (2)
Home features
Appliances
Gas Range/OvenWasherWater HeaterGas Water Heater
Interior
KitchenBath FullDining Room3 BedroomsAttic
Parking
1 Car WidthGarageDetached
Pool
None
Kitchen
Separate Dining Area
Dining
Formal Dining Room
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping
Neighborhood — 07083
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 52,831 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 12.00% | 14.00% | 20.00% |
| Population Density | 6,020 | 1,137 | — |
| Male | 25,097 | 4,307,827 | 147,432,321 |
| Female | 27,734 | 4,525,010 | 151,655,844 |
| Never Married | 11,846 | 1,965,811 | 63,775,926 |
| Married | 22,361 | 3,647,435 | 123,120,365 |
| Separated | 1,568 | 391,239 | 12,639,686 |
| Widowed | 4,036 | 515,172 | 15,467,586 |
| Divorced | 2,800 | 529,393 | 23,075,029 |
| Number Of House Hold | 18,923 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.75 | 2.73 | 2.60 |
| Medial Age | 38.74 | 37.15 | 35.46 |
| Median House Hold Income | $68,496 | $63,392 | $48,276 |
| Average House Hold Income | $77,237 | $83,312 | $63,629 |
| P C I | $28,450 | $30,662 | $24,529 |
| M D I | $56,158 | $52,505 | $41,133 |
| A T H E | $58,950 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 77.65% | 81.02% | 77.74% |
(Zip) Code
7083
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Recently sold nearby
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TLC ≈ $7,248/mo
0 3 2,772 sqft
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TLC ≈ $4,461/mo
4 2 —
144 N Michigan Avenue N, Kenilworth, NJ 07033
Closed$799,000
TLC ≈ $6,585/mo
6 3 —
22 Evelyn Court, Maplewood, NJ 07040
Closed$959,000
TLC ≈ $7,085/mo
5 4 3,500 sqft
662 Summit Road, Union Twp, NJ 07083
Listing information last refreshed 8/11/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.