CCertihomes
181 Concordia Circle, Monroe, NJ 08831

$474,900

2 beds 2 baths 1,514 sqft Built 19831 days on marketActive

About this home

Beautiful Chatham 2 Ranch, This home in Concordia 55+ Community features beautiful entry Foyer, Large dining/living room area, Eat in kitchen with window over corner sink, pantry, leads to den/family room. Private backyard off family room, Master suite with private bath with shower, WIC, Guest bedroom with main hall bath for guests, 2 car attached garage Location is great, Clubhouse with lots of amenities, Indoor and outdoor pools, onsite 18 hole Golf Course for a fee, Close to shopping and NJTP Exit 8A. Can accommodate a quick closing date.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,491/mo

Real estate (PITI + HOA + PMI)
$3,166
Principal + interest$2,154
Property tax + insurance$834
PMI / 2nd mortgage$178
Utilities
$544
Heating + cooling$110
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$3,491/mo TLC
Budget$5,000/mo
Remaining after TLC$1,509/mo
Purchase price
$474,900
Down payment
$23,745 (5%)
Loan amount
$451,155
APR
4%

Quick facts

Type
Condo/TH
Style
Ranch
Year built
1983
Lot size
0.1748 ac
Stories
1
Heating
Heat Pump
Cooling
Central Air
Water
Public
HOA
Annual tax
$4,177
MLS #
2770280M
County
Middlesex

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
Self Cleaning OvenDishwasherDryerElectric Range/OvenMicrowaveRefrigeratorWasherElectric Water Heater
Interior
2 BedroomsBath MainDenDining RoomBath FullEntrance FoyerKitchenLaundry RoomLiving RoomUtility RoomAtticNone
Community
Art/Craft FacilitiesBilliard RoomBocceFitness CenterGatedIndoor PoolTennis Court(s)
Parking
2 Car WidthAttachedGarage Door Opener
Pool
IndoorIn Ground
Kitchen
Eat-in KitchenPantry
Dining
Formal Dining Room
Master bedroom
1st FloorFull BathWalk-In Closet(s)
Security
Security Gate
Flooring
Carpet, Ceramic Tile, Vinyl-Linoleum
Roof
See Remarks
Sewer
Public Sewer
Ownership
Condominium

Lot features

Corner Lot

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/10/2026. Provided courtesy of RE/MAX FIRST REALTY, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.