CCertihomes
281 E Main Street E, Somerville, NJ 08876

$849,000

0 beds 6 baths 2,142 sqft Built 19250 days on marketActive

About this home

Approved two family conversion opportunity near downtown Somerville, offering the space and privacy of two substantial Somerville homes in one property. The property is offered in its current condition with approved plans for two distinct 3-bedroom, 3 full bathroom residences. Unit 1 is designed with approximately 1, 843 square feet, including a finished basement recreation area, full bathroom, laundry and utility space. The main level features an open living and dining area, kitchen with center island and pantry, three bedrooms, and a spacious primary bedroom with walk-in-closet and private ensuite bathroom. Unit 2 is designed with approximately 2, 461 square feet across the second and third floors. Its spacious layout includes an open living and dining area, island kitchen, three bedrooms, a primary bedroom with walk-in-closet and ensuite bathroom, plus a finished third floor recreation area, full bathroom, laundry and utility room. Separate entrances provide privacy for both residences. Exterior plans include an expanded upper level, matching stucco, asphalt shingle roofing, new windows and updated entrances. The backyard design includes six parking spaces, new curbing, lawn areas, evergreen screening, perimeter trees and shrubs, site lighting and drainage improvements. has context menu

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$6,100/mo

Real estate (PITI + HOA + PMI)
$5,894
Principal + interest$3,851
Property tax + insurance$1,725
PMI / 2nd mortgage$318
Utilities
$617
Heating + cooling$147
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$6,100/mo TLC
Budget$6,600/mo
Remaining after TLC$500/mo
Purchase price
$849,000
Down payment
$42,450 (5%)
Loan amount
$806,550
APR
4%

Quick facts

Type
2 Family
Style
Year built
1925
Lot size
0.3444 ac
Stories
2
Heating
Zoned, Baseboard, Radiant, Baseboard Hotwater
Cooling
A/C Wall Unit(s),A/C Window Unit(s),See Remarks
Water
Public
HOA
Annual tax
$10,543
MLS #
2617958R
County
Somerset

At a glance

Basement

Home features

Appliances
Water Heater(Electric)Water Heater
Interior
Unit 1(3 Bedrooms2+ Baths)Unit 2(3 Bedrooms2+ Baths)
Exterior
Porch
Parking
Detached Carport
Patio & porch
Porch
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Irregular Lot

Neighborhood — 08876

MetricThis ZIPCountyUSA
Population30,0118,832,837299,088,112
Population Change Since199027.00%14.00%20.00%
Population Density1,7961,137
Male14,8714,307,827147,432,321
Female15,1404,525,010151,655,844
Never Married6,3661,965,81163,775,926
Married13,0443,647,435123,120,365
Separated986391,23912,639,686
Widowed1,683515,17215,467,586
Divorced1,960529,39323,075,029
Number Of House Hold11,0943,167,345111,826,380
Average House Hold Size2.632.732.60
Medial Age38.4137.1535.46
Median House Hold Income$78,598$63,392$48,276
Average House Hold Income$96,732$83,312$63,629
P C I$37,332$30,662$24,529
M D I$63,077$52,505$41,133
A T H E$68,715$61,369$50,898
S T R7.00%7.00%
W C J84.14%81.02%77.74%
(Zip) Code
8876

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/13/2026. Provided courtesy of RE/MAX PINNACLE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.