CCertihomes
51 Federal Street, Menlo Park Terrace, NJ 08840

$470,000

3 beds 2 baths 1,085 sqft Built 19496 days on marketClosed

About this home

Best and final due wednesday 8/19 at 2 Don't miss this spacious 3-bedroom, 1.5-bath split-level home in sought-after Menlo Park Terrace! Offering a full finished basement, one-car garage, hardwood floors beneath the carpeting, and an expandable attic ready for your vision, this home is filled with possibilities. Enjoy relaxing or entertaining on the deck just off the kitchen. With its attractive brick and vinyl exterior and unbeatable location near shopping, major highways, and Metropark train station, this home combines comfort, convenience, and potential.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,743/mo

Real estate (PITI + HOA + PMI)
$4,431
Principal + interest$3,028
Property tax + insurance$1,227
PMI / 2nd mortgage$176
Utilities
$511
Heating + cooling$94
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$4,743/mo TLC
Budget$5,243/mo
Remaining after TLC$500/mo
Purchase price
$470,000
Down payment
$23,500 (5%)
Loan amount
$446,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1949
Lot size
0.1194 ac
Stories
1
Heating
Baseboard, Radiant, Baseboard Hotwater
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$9,155
MLS #
2701070R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
BlindsDrapes-See RemarksEntrance Foyer3 BedroomsKitchenBath HalfLiving RoomDining RoomAtticUnfinished/Other RoomNone
Exterior
DeckFencing/Wall
Parking
1 Car WidthGarageAttachedBuilt-In Garage
Patio & porch
Deck
Kitchen
Granite/Corian CountertopsEat-in Kitchen
Dining
Dining L
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train

Neighborhood — 08840

MetricThis ZIPCountyUSA
Population12,5058,832,837299,088,112
Population Change Since19908.00%14.00%20.00%
Population Density3,9731,137—
Male6,1484,307,827147,432,321
Female6,3574,525,010151,655,844
Never Married2,4091,965,81163,775,926
Married5,9623,647,435123,120,365
Separated248391,23912,639,686
Widowed685515,17215,467,586
Divorced714529,39323,075,029
Number Of House Hold4,6383,167,345111,826,380
Average House Hold Size2.692.732.60
Medial Age38.8337.1535.46
Median House Hold Income$91,148$63,392$48,276
Average House Hold Income$116,452$83,312$63,629
P C I$43,580$30,662$24,529
M D I$71,699$52,505$41,133
A T H E$78,902$61,369$50,898
S T R7.00%7.00%—
W C J78.69%81.02%77.74%
(Zip) Code
8840

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/15/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.