CCertihomes
11 Palmer Circle, Millstone, NJ 08535

$1,429,000

4 beds 5 baths Built 20040 days on marketActive

About this home

Extraordinary Classic Colonial in Prestigious Millstone Twp! Privately nestled amid 6 acres of towering trees, manicured gardens, & serene natural beauty, this exceptional home is a masterful expression of timeless architecture, refined craftsmanship & effortless luxury. Encompassing approximately 4, 684 sq. ft., the residence offers an elegant balance of grand entertaining spaces & intimate retreats, thoughtfully designed for the most discerning homeowner. A stately brick faade and dual front entrances create an unforgettable first impression. Welcoming you into interiors where rich hardwood floors, soaring ceilings & walls of glass invite natural light to dance throughout every room. The homes flowing floor plan unfolds with grace, seamlessly connecting sophisticated living spaces while framing picturesque views of the surrounding landscape from nearly every vantage point. At the heart of the residence lies a beautifully appointed gourmet kitchen, where finely crafted custom wood cabinetry, premium appliances, granite countertops & an impressive center island create a space as functional as it is beautiful. Designed for gathering, the kitchen transitions effortlessly into a spectacular sunroom -a light-filled sanctuary overlooking the expansive deck, where the canopy of mature trees creates the enchanting sensation of living among the treetops. Here, every season becomes a masterpiece & every sunrise feels like a private escape. The primary suite is a sanctuary of elegance & tranquility. A gracious sitting room, exquisite designer chandelier, & spa-inspired bath with dual vanities & luxurious finishes offer a retreat that rivals the finest boutique resorts. Offering 4 generously proportioned bedrooms, 3 full baths, & 2 elegant powder rooms, the home provides exceptional comfort & flexibility for family living & gracious entertaining alike. The walkout lower level presents an extraordinary opportunity to create an additional 2, 340 Sq. ft. of bespoke living space, while opening directly to a secluded patio where a private hot tub is tucked beneath the trees. Surrounded by nature, this peaceful setting invites quiet mornings, evenings beneath the stars, & year-round moments of complete serenity. Every element of this remarkable estate has been curated to celebrate privacy, beauty, & an enduring connection to the landscape. Perfectly positioned in one of Millstone Twp's most coveted locations, this is more than a distinguished residence-it's a legacy property offering an exceptional lifestyle defined by elegance, tranquility, & timeless sophistication.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$10,129/mo

Real estate (PITI + HOA + PMI)
$10,171
Principal + interest$6,481
Property tax + insurance$3,154
PMI / 2nd mortgage$536
Utilities
$550
Heating + cooling$122
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$124
Car insurance + maintenance$124
Other (entertainment)
$140
$10,129/mo TLC
Budget$10,629/mo
Remaining after TLC$500/mo
Purchase price
$1,429,000
Down payment
$71,450 (5%)
Loan amount
$1,357,550
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial, Custom Home
Year built
2004
Lot size
6.06 ac
Stories
2
Heating
Zoned, Forced Air
Cooling
Central Air, Ceiling Fan(s), Zoned
Water
Well
HOA
Annual tax
$20,622
MLS #
2702616R
County
Monmouth

At a glance

Air conditioning
Fireplace
Basement
Garage (3)
Dishwasher

Home features

Appliances
Self Cleaning OvenDishwasherDryerMicrowaveRefrigeratorRangeWasherWater FilterWater Softener OwnedGas Water Heater
Interior
BlindsHigh CeilingsSecurity SystemWater FilterWatersoftener OwnedEntrance FoyerKitchenBath HalfLiving RoomBath SecondOther Room(s)DenDining RoomFamily Room4 BedroomsLaundry RoomAtticBath FullBath MainBath ThirdNone
Exterior
Lawn SprinklersOpen Porch(es)DeckPatioYard
Parking
2 Car WidthAsphaltGarageAttachedDrivewayPaved
Patio & porch
PorchDeckPatio
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsKitchen IslandPantryEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Sitting AreaTwo SinksFull BathWalk-In Closet(s)
Security
Security System
Spa
Bath
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Septic Tank
Ownership
Fee Simple

Lot features

Wooded

Neighborhood — 08535

MetricThis ZIPCountyUSA
Population5858,832,837299,088,112
Population Change Since1990107.00%14.00%20.00%
Population Density1111,137
Male2914,307,827147,432,321
Female2944,525,010151,655,844
Never Married801,965,81163,775,926
Married3183,647,435123,120,365
Separated10391,23912,639,686
Widowed17515,17215,467,586
Divorced13529,39323,075,029
Number Of House Hold1793,167,345111,826,380
Average House Hold Size3.262.732.60
Medial Age37.3037.1535.46
Median House Hold Income$106,617$63,392$48,276
Average House Hold Income$125,386$83,312$63,629
P C I$39,231$30,662$24,529
M D I$80,999$52,505$41,133
A T H E$83,717$61,369$50,898
S T R7.00%7.00%
W C J69.77%81.02%77.74%
(Zip) Code
8535

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/20/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.