Closed$999,900
TLC ≈ $8,244/mo
4 4 2,847 sqft
2 Mapleton Road, Old Bridge, NJ 08857
77 Elm Street, Spotswood, NJ 08884
$949,000
5 beds 4 baths 3,024 sqft14 days on marketActive
About this home
Welcome to 77 Elm Street, a stunning modern-style new-construction home with approximately 3, 024 square feet of thoughtfully designed living space. Situated on a spacious 100-by-100-foot lot, this impressive residence features five bedrooms, three-and-a-half bathrooms, a two-car garage, an inviting front porch, and a large driveway accommodating up to six cars. The first floor includes a private bedroom with its own full bathroom, ideal as an in-law suite or comfortable guest accommodations. Nine-foot ceilings throughout the first floor create a bright, open atmosphere, while the unfinished basement, also featuring nine-foot ceilings, provides excellent potential for future customization. The finished walk-up attic offers flexible bonus space that can serve as a spacious home office or additional family room. With its modern design, generous proportions, and versatile living areas, this exceptional Spotswood home is ready to welcome its first owner. Don't miss the opportunity to make it yours!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$6,193/mo
- Real estate (PITI + HOA + PMI)
- $6,074
- Utilities
- $538
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$4,304
Property tax + insurance$1,414
PMI / 2nd mortgage$356
Heating + cooling$132
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$6,693/mo
Remaining after TLC$500/mo
Purchase price
$949,000
Down payment
$47,450 (5%)
Loan amount
$901,550
APR
4%
Quick facts
Type
Single Family Residence
Style
Colonial
Year built
—
Lot size
—
Stories
3
Heating
Forced Air, Zoned, Separate Control
Cooling
Central Air, Separate Control
Water
Public
HOA
—
Annual tax
$5,309
MLS #
2770360M
County
Middlesex
At a glance
Air conditioning
Basement
Garage (2)
Dishwasher
Home features
Appliances
DishwasherGas Range/OvenExhaust FanRefrigeratorKitchen Exhaust FanGas Water Heater
Interior
1 BedroomDining RoomBath FullBath HalfKitchenLiving Room4 BedroomsBath SecondLaundry RoomAtticUnfinished/Other RoomBeamed CeilingsOther Room(s)
Parking
2 Car Width3 Cars DeepAttached
Pool
None
Kitchen
Kitchen IslandEat-in KitchenKitchen Exhaust FanPantry
Dining
Living Dining Combo
Master bedroom
Full BathTwo SinksWalk-In Closet(s)
Flooring
Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping
Neighborhood — 08884
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 7,894 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 3.00% | 14.00% | 20.00% |
| Population Density | 3,156 | 1,137 | — |
| Male | 3,828 | 4,307,827 | 147,432,321 |
| Female | 4,066 | 4,525,010 | 151,655,844 |
| Never Married | 1,444 | 1,965,811 | 63,775,926 |
| Married | 3,725 | 3,647,435 | 123,120,365 |
| Separated | 166 | 391,239 | 12,639,686 |
| Widowed | 625 | 515,172 | 15,467,586 |
| Divorced | 464 | 529,393 | 23,075,029 |
| Number Of House Hold | 3,098 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.54 | 2.73 | 2.60 |
| Medial Age | 39.47 | 37.15 | 35.46 |
| Median House Hold Income | $61,994 | $63,392 | $48,276 |
| Average House Hold Income | $77,145 | $83,312 | $63,629 |
| P C I | $30,276 | $30,662 | $24,529 |
| M D I | $51,446 | $52,505 | $41,133 |
| A T H E | $58,915 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 74.78% | 81.02% | 77.74% |
(Zip) Code
8884
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 8/22/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.