CCertihomes
393 Prospect Street, South Amboy, NJ 08879

$625,000

0 beds 2 baths 2,091 sqft Built 191012 days on marketActive

About this home

Highest and Best BY Wednesday, Aug 26 5pm. Space, versatility and a location that makes getting around easy--393 Prospect Street has a lot to offer! This legal two-family home offers approximately 2, 100 sq. ft. of living space on an oversized property, creating options for both owner-occupants and investors. Live in one apartment and rent the other, accommodate extended living needs, or add a two-family property to your investment portfolio. The first-floor apartment offers 3 bedrooms and 1 full bath, while the second-floor apartment features 1 bedroom, 1 full bath and a balcony off the kitchen. Need more space? The attic includes a carpeted storage room. Outside is where this property really stands out! Relax on the covered front porch, enjoy the fenced yard and extra-wide side yard, and take advantage of driveway parking for 6-7 cars. And then there's the impressive 21' x 42' detached garage--an exceptional amount of additional space and a feature you simply don't find every day. Important improvements add to the appeal, including a newer house and flat roof, furnace (2025), updates to the first-floor bath (2025), garage roof (approx. 2025), and new driveway, curbs and sidewalk (2026). And vinyl windows!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,766/mo

Real estate (PITI + HOA + PMI)
$4,503
Principal + interest$2,835
Property tax + insurance$1,434
PMI / 2nd mortgage$234
Utilities
$561
Heating + cooling$126
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$4,766/mo TLC
Budget$5,266/mo
Remaining after TLC$500/mo
Purchase price
$625,000
Down payment
$31,250 (5%)
Loan amount
$593,750
APR
4%

Quick facts

Type
2 Family
Style
Year built
1910
Lot size
0.18 ac
Stories
2
Heating
Radiant
Cooling
A/C Wall Unit(s), Unit 1(A/C Unit), Unit 2(A/C Unit)
Water
Public
HOA
Annual tax
$9,467
MLS #
2703153R
County
Middlesex

At a glance

Basement
Garage (1)

Home features

Appliances
Water Heater(Gas)Water HeaterUnit 1(DryerRange/OvenRefrigeratorWasher)Unit 2(DryerRange/OvenRefrigeratorWasher)
Interior
Unit 1(3 BedroomsKitchenLaundry Hookup1 BathLiving Room)Unit 2(Dining Room2 BedroomsKitchenLaundry Hookup1 BathLiving Room)
Exterior
PatioPorch(es) - EnclosedPorch(es) - OpenDeckScreen/Storm WindowYard
Parking
GarageDetached4(+)Car Parking
Patio & porch
PatioEnclosedPorch(es) - OpenDeck
Accessibility
Unit 1 Accessibility FeaturesUnit 2 Accessibility Features
Flooring
Unit 1 Carpet, Unit 2 Carpet
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/21/2026. Provided courtesy of NEXTHOME REALTY PREMIER PROPERTIES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.