CCertihomes
406 Oxford Lane #O, Monroe, NJ 08831

$199,000

2 beds 1 baths 768 sqft Built 19770 days on marketActive

About this home

Enjoy a lifestyle built around ease, connection, and more time for the things you love in Rossmoor, Monroe's gated, age-qualified community. This second-floor end unit offers comfortable one-level living with a bright living room flowing into the dining area, a spacious kitchen, two bedrooms, and a full bath. But it's the lifestyle beyond the home that truly sets Rossmoor apart. Spend your days on the 18-hole championship golf course, take a swim, enjoy the fitness center, or explore the clubhouse and more than 45 clubs and groups. With exterior and common-area maintenance, snow removal, water, and trash collection included in your association fees, there's more time to simply enjoy where you live. Conveniently located just off NJ Turnpike Exit 8A near shopping, dining, and everyday conveniences.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$1,664/mo

Real estate (PITI + HOA + PMI)
$1,278
Principal + interest$903
Property tax + insurance$300
PMI / 2nd mortgage$75
Utilities
$460
Heating + cooling$68
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$1,664/mo TLC
Budget$5,000/mo
Remaining after TLC$3,336/mo
Purchase price
$199,000
Down payment
$9,950 (5%)
Loan amount
$189,050
APR
4%

Quick facts

Type
Condo/TH
Style
End Unit
Year built
1977
Lot size
0.0251 ac
Stories
1
Heating
Baseboard Electric, Baseboard Hotwater
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$1,084
MLS #
2703055R
County
Middlesex

At a glance

Air conditioning
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherElectric Water Heater
Interior
None2 BedroomsLiving RoomBath MainDining Room
Parking
NoneAssigned
Kitchen
Separate Dining Area
Dining
Formal Dining Room
Flooring
Ceramic Tile, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium, Fee Simple

Lot features

See Remarks

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/27/2026. Provided courtesy of KELLER WILLIAMS REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.