CCertihomes
8 Somerset Street, Carteret, NJ 07008

$499,000

3 beds 3 baths 1,312 sqft Built 20010 days on marketActive

About this home

Welcome to 8 Somerset St, a beautifully renovated colonial offering modern updates, comfortable living, and a functional multi-level layout in Carteret. Built in 2001, this inviting home features three spacious bedrooms, two full bathrooms, and one half bathroom, providing plenty of room for everyday living. A bright living room highlighted by a fireplace creates a warm and welcoming atmosphere, while the eat-in kitchen provides a comfortable space for cooking, dining, and entertaining. The finished basement adds valuable additional space ideal for recreation, a home office, storage, or other everyday uses, while a pull-down attic provides even more convenient storage. Outside, a two-car-wide driveway offers desirable off-street parking. With central air, thoughtful renovations, a versatile layout, and modern comfort throughout, this move-in-ready home is an exciting opportunity in Carteret. Grab it before it's gone!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,764/mo

Real estate (PITI + HOA + PMI)
$3,473
Principal + interest$2,263
Property tax + insurance$1,023
PMI / 2nd mortgage$187
Utilities
$477
Heating + cooling$77
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$157
$3,764/mo TLC
Budget$5,000/mo
Remaining after TLC$1,236/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
4%

Quick facts

Type
Single Family Residence
Style
1/2 Duplex, Colonial
Year built
2001
Lot size
0.0517 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$6,279
MLS #
2703519R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
KitchenBath HalfLiving RoomBath FullDining Room3 BedroomsBath MainNone
Parking
2 Car Width
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 07008

MetricThis ZIPCountyUSA
Population22,9578,832,837299,088,112
Population Change Since199015.00%14.00%20.00%
Population Density4,7471,137
Male11,2004,307,827147,432,321
Female11,7574,525,010151,655,844
Never Married5,1081,965,81163,775,926
Married8,8473,647,435123,120,365
Separated1,259391,23912,639,686
Widowed1,590515,17215,467,586
Divorced1,429529,39323,075,029
Number Of House Hold7,7803,167,345111,826,380
Average House Hold Size2.892.732.60
Medial Age36.9237.1535.46
Median House Hold Income$53,973$63,392$48,276
Average House Hold Income$61,282$83,312$63,629
P C I$21,545$30,662$24,529
M D I$45,382$52,505$41,133
A T H E$50,129$61,369$50,898
S T R7.00%7.00%
W C J86.06%81.02%77.74%
(Zip) Code
7008

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/27/2026. Provided courtesy of KELLER WILLIAMS MIDTOWN DIRECT via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.