CCertihomes
16 Charlotte Street, Sayreville, NJ 08872

$700,000

4 beds 3 baths 1,431 sqft Built 196024 days on marketActive

About this home

Timeless Brick Elegance Meets Complete Modern Renovation.Welcome to this exceptional, fully renovated 4-bedroom, 2.5-bath custom full-brick ranch, beautiful desirable corner lot. Meticulously renovated with an emphasis on quality, functionality, and timeless design, this residence offers the rare combination of classic architectural character and modern luxury. A gracious entrance foyer welcomes you into an inviting open-concept interior highlighted by beautifully refinished hardwood floors and an abundance of natural light. At the heart of the home is a sophisticated chef-inspired kitchen, appointed with an extensive selection of crisp white cabinetry, elegant quartz countertops, a substantial center island, and premium stainless-steel appliances including refrigerator, dishwasher, range, microwave, and vent hood. The adjoining dining area is framed by an impressive wall of windows, creating a bright and airy setting for everyday dining and entertaining. A side door provides seamless access to the covered slate sitting porch, extending the living space outdoors. The expansive living room offers a dramatic focal point with its striking wood-burning flagstone fireplace and distinctive chimney, creating a warm and sophisticated atmosphere for both intimate gatherings and larger occasions. The fully finished lower level dramatically expands the home's living space and offers exceptional versatility, featuring luxury vinyl flooring, an egress window, an additional bedroom, and generous recreation areas. Perfectly suited for guests, a home office, media room, gym, or additional entertaining space. The extensive renovation continues behind the scenes with a new dimensional shingle roof, Anderson windows, new interior and exterior two-panel doors, new electrical outlets and switches, new central air conditioning with all-new ductwork, and a new hydronic gas boiler with premium cast-iron, two-zone baseboard heating. All above-grade interior plumbing has been replaced, including new drainage and waste lines, while hardwired smoke detectors provide added peace of mind. The entire home has been freshly painted in a refined, neutral palette. The exterior is equally impressive, with inviting front and side slate sitting porches, covered overhangs, and new side and rear concrete patios designed for effortless outdoor living and entertaining. A new driveway is currently being installed, further enhancing the property's curb appeal and functionality. Every detail of this residence has been thoughtfully considered and expertly executed. Originally renovated by the seller with the intention of creating a beautiful home for their daughter, the property is now being offered completely vacant and ready for its next chapter. A rare opportunity to acquire a truly turnkey custom brick residence where timeless character, substantial upgrades, and modern comfort come together seamlessly. Simply move in, relax, and enjoy* Seller Financing Available with astounding 5.89% rate

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,151/mo

Real estate (PITI + HOA + PMI)
$4,936
Principal + interest$3,175
Property tax + insurance$1,498
PMI / 2nd mortgage$263
Utilities
$491
Heating + cooling$91
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$143
$5,151/mo TLC
Budget$5,651/mo
Remaining after TLC$500/mo
Purchase price
$700,000
Down payment
$35,000 (5%)
Loan amount
$665,000
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1960
Lot size
0.183 ac
Stories
1
Heating
Baseboard
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$9,770
MLS #
2703116R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherKitchen Exhaust FanGas Water Heater
Interior
Cedar Closet(s)Entrance Foyer3 BedroomsKitchenBath HalfLiving RoomBath FullDining RoomNoneAdditional BathAdditional BedroomOther Room(s)
Exterior
Open Porch(es)PatioEnclosed Porch(es)SidewalkYard
Community
Sidewalks
Parking
AsphaltDriveway
Patio & porch
PorchPatioEnclosed
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanKitchen IslandEat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st Floor
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple, See Remarks

Lot features

Corner Lot, Level, Wooded

Neighborhood — 08872

MetricThis ZIPCountyUSA
Population14,4528,832,837299,088,112
Population Change Since199017.00%14.00%20.00%
Population Density1,5181,137—
Male7,0314,307,827147,432,321
Female7,4204,525,010151,655,844
Never Married3,0811,965,81163,775,926
Married6,6973,647,435123,120,365
Separated336391,23912,639,686
Widowed874515,17215,467,586
Divorced723529,39323,075,029
Number Of House Hold5,2303,167,345111,826,380
Average House Hold Size2.742.732.60
Medial Age38.4937.1535.46
Median House Hold Income$67,959$63,392$48,276
Average House Hold Income$79,763$83,312$63,629
P C I$29,005$30,662$24,529
M D I$55,830$52,505$41,133
A T H E$60,483$61,369$50,898
S T R7.00%7.00%—
W C J77.02%81.02%77.74%
(Zip) Code
8872

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/3/2026. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.