CCertihomes
105 Osceola Avenue, Middlesex, NJ 08846

$680,000

4 beds 2 baths Built 19600 days on marketActive

About this home

Welcome to this beautifully updated bi-level, where comfortable living and inviting spaces come together on a generous lot along a peaceful residential street. Offering approximately 2, 000 square feet, the home features a bright, open main level with hardwood floors and an easy flow between the living room, dining area and updated kitchen. Quartz countertops, stainless steel appliances and a center island create a stylish gathering space perfect for everything from morning coffee to entertaining. Three bedrooms and a full bath complete the main level. The lower level offers a spacious and private primary retreat featuring a double closet plus a separate oversized closet with exceptional storage. French doors open directly to the backyard, bringing the outdoors in and offering a beautiful view of your own private escape. A second full bath, convenient laundry room and additional storage space add to the comfort and versatility of this level. Step outside and it's easy to imagine summer days spent right at home. The private, oasis-like backyard is centered around an in-ground pool, with a patio for outdoor dining and relaxing, a storage shed and plenty of space to enjoy. With its stylishly updated interior , generous living space, abundant storage and private oasis backyard, this is a home that invites you to settle in-spread out and enjoy every season- inside and out.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,231/mo

Real estate (PITI + HOA + PMI)
$4,995
Principal + interest$3,084
Property tax + insurance$1,656
PMI / 2nd mortgage$255
Utilities
$565
Heating + cooling$152
Internet + TV + phone$143
Water + sewer + garbage$34
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$5,231/mo TLC
Budget$5,731/mo
Remaining after TLC$500/mo
Purchase price
$680,000
Down payment
$34,000 (5%)
Loan amount
$646,000
APR
4%

Quick facts

Type
Single Family Residence
Style
Bi-Level
Year built
1960
Lot size
0.19 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$11,263
MLS #
2703956R
County
Middlesex

At a glance

Air conditioning
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherKitchen Exhaust FanElectric Water Heater
Interior
1 BedroomLaundry RoomBath OtherStorageUtility Room3 BedroomsKitchenLiving RoomBath MainDining RoomNone
Exterior
PatioStorage Shed
Parking
2 Car Width2 Cars DeepAsphaltAttachedBuilt-In GarageDriveway
Patio & porch
Patio
Pool
In Ground
Kitchen
Kitchen Exhaust FanKitchen IslandSeparate Dining Area
Dining
Living Dining Combo
Master bedroom
1st FloorSitting AreaWalk-In Closet(s)
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08846

MetricThis ZIPCountyUSA
Population13,6578,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density4,0431,137
Male6,6844,307,827147,432,321
Female6,9734,525,010151,655,844
Never Married2,5831,965,81163,775,926
Married6,0113,647,435123,120,365
Separated352391,23912,639,686
Widowed981515,17215,467,586
Divorced974529,39323,075,029
Number Of House Hold5,0033,167,345111,826,380
Average House Hold Size2.722.732.60
Medial Age37.9537.1535.46
Median House Hold Income$69,439$63,392$48,276
Average House Hold Income$82,714$83,312$63,629
P C I$30,699$30,662$24,529
M D I$56,961$52,505$41,133
A T H E$61,865$61,369$50,898
S T R7.00%7.00%
W C J70.93%81.02%77.74%
(Zip) Code
8846

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/4/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.