Closed$699,999
TLC ≈ $5,755/mo
4 3 2,146 sqft
640 Florida Grove Road, Perth Amboy, NJ 08861
23 Hamilton Avenue, Fords, NJ 08863
$649,900
2 beds 2 baths 768 sqft Built 19481 days on marketActive
About this home
Beautifully updated home located in one of Fords' desirable neighborhoods. This charming property offers a comfortable layout with modern upgrades throughout. 2 Bedrooms with good natural light Spacious Living Room with updated finishes Modern Kitchen with a small dining area perfect for everyday meals Fully Finished Basement featuring: Large family room, Laundry area, Updated oil tank, All major updates completed throughout the home Quiet street, well‑kept homes, and a welcoming neighborhood feel This home is move‑in ready and ideal for first‑time buyers, downsizers, or anyone seeking a clean, updated property in a great Middlesex County location.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$4,568/mo
- Real estate (PITI + HOA + PMI)
- $4,350
- Utilities
- $444
- Transportation
- $136
- Other (entertainment)
- $158
Principal + interest$2,948
Property tax + insurance$1,158
PMI / 2nd mortgage$244
Heating + cooling$60
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$136
Budget$5,068/mo
Remaining after TLC$500/mo
Purchase price
$649,900
Down payment
$32,495 (5%)
Loan amount
$617,405
APR
4%
Quick facts
Type
Single Family Residence
Style
Cape Cod
Year built
1948
Lot size
0.1079 ac
Stories
1
Heating
Baseboard
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$6,561
MLS #
2703955R
County
Middlesex
At a glance
Basement
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenExhaust FanRefrigeratorWasherGas Water Heater
Interior
2 BedroomsKitchenLiving RoomBath FullDining RoomAtticNone
Exterior
DeckStorage ShedYard
Parking
2 Cars Deep
Patio & porch
Deck
Kitchen
Granite/Corian CountertopsPantryEat-in KitchenSeparate Dining Area
Dining
Dining L
Master bedroom
1st Floor
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, Near Public Transit
Neighborhood — 08863
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 14,849 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 8.00% | 14.00% | 20.00% |
| Population Density | 8,042 | 1,137 | — |
| Male | 7,219 | 4,307,827 | 147,432,321 |
| Female | 7,630 | 4,525,010 | 151,655,844 |
| Never Married | 2,906 | 1,965,811 | 63,775,926 |
| Married | 6,748 | 3,647,435 | 123,120,365 |
| Separated | 521 | 391,239 | 12,639,686 |
| Widowed | 917 | 515,172 | 15,467,586 |
| Divorced | 960 | 529,393 | 23,075,029 |
| Number Of House Hold | 5,657 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.62 | 2.73 | 2.60 |
| Medial Age | 37.02 | 37.15 | 35.46 |
| Median House Hold Income | $70,869 | $63,392 | $48,276 |
| Average House Hold Income | $78,507 | $83,312 | $63,629 |
| P C I | $29,942 | $30,662 | $24,529 |
| M D I | $57,728 | $52,505 | $41,133 |
| A T H E | $59,571 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 81.51% | 81.02% | 77.74% |
(Zip) Code
8863
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Recently sold nearby
Listing information last refreshed 9/4/2026. Provided courtesy of ELITE LIVING REALTY GROUP INC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.