Closed$950,000
TLC ≈ $7,586/mo
4 3 3,265 sqft
55 Ferry Road, Old Bridge, NJ 08857
28 Second Street, Old Bridge, NJ 08857
$500,000
3 beds 2 baths 942 sqft Built 19490 days on marketActive
About this home
Home Sweet Home! Charming 3 Bed 1.5 Bath Cape with Full Finished Basement, 1 Car Garage and beautiful In-Ground Pool in highly desirable Old Bridge could be the one for you! Perfectly appointed in a prime commuter location, with easy access to Route 18 and public transit for a seamless commute, close to shopping, dining, and more. Step in to find a spacious living room with tons of natural light, hardwood flooring, and accent wall. Separate formal dining room makes dinner parties a breeze. Galley efficiency kitchen offers ample cabinet storage and access to the covered rear patio for easy al fresco dining. First floor bedroom makes for easy, accessible one floor living. Head upstairs to find 2 more generous bedrooms, along with the main full bath with ceramic tiling and tub shower. Full finished basement is an added bonus, boasting a large multi-use rec space, laundry facilities, 1/2 bath, and a versatile bonus room that can double as an extra bedroom. Outdoor entertaining is made easy with a covered patio, bbq, and stunning concrete in-ground pool, completely fenced-in for your privacy and comfort. 1 car garage protects from the elements and offers ample driveway parking. All of this and more, ready and waiting for you. Don't miss out! Come and see TODAY!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$3,726/mo
- Real estate (PITI + HOA + PMI)
- $3,457
- Utilities
- $449
- Transportation
- $136
- Other (entertainment)
- $143
Principal + interest$2,268
Property tax + insurance$1,001
PMI / 2nd mortgage$188
Heating + cooling$70
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$136
Budget$5,000/mo
Remaining after TLC$1,274/mo
Purchase price
$500,000
Down payment
$25,000 (5%)
Loan amount
$475,000
APR
4%
Quick facts
Type
Single Family Residence
Style
Cape Cod
Year built
1949
Lot size
0.1148 ac
Stories
2
Heating
Radiators-Hot Water
Cooling
None
Water
Public
HOA
—
Annual tax
$6,188
MLS #
2704099R
County
Middlesex
At a glance
Basement
Garage (1)
Home features
Appliances
DryerFree-Standing FreezerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
1 BedroomKitchenLiving RoomDining Room2 BedroomsAtticBath FullNoneAdditional BathOther Room(s)
Exterior
BarbecueOpen Porch(es)CurbsPatioDoor(s)-Storm/ScreenScreen/Storm WindowSidewalkFencing/WallYardInsulated Pane Windows
Community
CurbsSidewalks
Parking
1 Car WidthConcreteAdditional ParkingGarageAttached
Patio & porch
PorchPatio
Pool
In Ground
Kitchen
Not Eat-in KitchenSeparate Dining AreaGalley Type
Dining
Formal Dining Room
Flooring
Ceramic Tile, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level, Near Public Transit
Neighborhood — 08857
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 41,643 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 1,744 | 1,137 | — |
| Male | 20,520 | 4,307,827 | 147,432,321 |
| Female | 21,123 | 4,525,010 | 151,655,844 |
| Never Married | 8,001 | 1,965,811 | 63,775,926 |
| Married | 19,265 | 3,647,435 | 123,120,365 |
| Separated | 1,077 | 391,239 | 12,639,686 |
| Widowed | 1,955 | 515,172 | 15,467,586 |
| Divorced | 2,331 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,696 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.81 | 2.73 | 2.60 |
| Medial Age | 35.53 | 37.15 | 35.46 |
| Median House Hold Income | $75,875 | $63,392 | $48,276 |
| Average House Hold Income | $84,581 | $83,312 | $63,629 |
| P C I | $29,943 | $30,662 | $24,529 |
| M D I | $61,063 | $52,505 | $41,133 |
| A T H E | $62,830 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 81.05% | 81.02% | 77.74% |
(Zip) Code
8857
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 9/8/2026. Provided courtesy of RE/MAX 1st ADVANTAGE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.